Date: Fri. September 28th 2012

Homeward Residential 
/ American Home Mortgage

P.O.  Box 631730

Irving Tx. 75063

Account number: 647002252xxxx

Attn: Customer Service

 

To Whom It May Concern:

On September 27th 
2012, I received a copy of my credit report from
www.freecreditreport.com

with all three  credit
reporting agency reports. Included in that report was the following incorrect
or incomplete information you reported:

Mortgage listed from:  
HOMEWARD RESIDENTIAL  ACCOUNT #
647002252xxxx.

                                      For:  Mary Jean Ziska   Opened: 
11/01/2006 

 

                                     AMERICAN
HOME MORTGAGE # 647002252xxxx.

                                     For:  Mary Jean Ziska  Opened: 
11/07/2006

 

 

This information is not correct.

I do not… and  have
never had a mortgage with  Homeward
Residential opened 11/1/2006 Account # 647002252 nor American Home Mortgage
opened: 11/07/2006  Account#647002252. I
have enclosed copies of the following documentation supporting my claim that
the information you reported is incorrect. 

1.            Complete
copy of the Collier County Clerk of the Circuit Court reporting Results printed
September 27th 2012 with all mortgages filed at the court house in my name for
my property starting in 1999.  In this
documentation as listed on 11/21/2006 my mortgage was with Option One  and could not possibly be with Homeward
Residential or American Home Mortgage.

2.            Paperwork
documenting American Home Mortgage’s filing for bankruptcy august 6, 2007.  American Home Mortgage has the same account
number as Homeward Residential   and both
are incorrect accounts listed on my credit report.

3.            Listed
on  the credit report from
freecreditreport.com  both Homeward
Residential or American Home Mortgage are listed as having the same documented
account number so I am assuming they are referring to the  same fraudulent account.  Both need to be removed from my credit
reports and from all your company 
information no matter the claims of haveing had a mortgage in 2006. 

4.            The
mortgage  Option One paperwork to support
that I had Option One as my mortgage company in 2006 from the collier county
court house.

5.            There is
no listing of either American Home Mortgage or 
Homeward Mortgage  for owning my
original note. 

This incorrect 
information is damaging my credit. Please contact Experian, TransUnion,
and Equifax immediately and direct them to remove this information from my
credit file. Please confirm upon receipt of this letter  that you have directed these credit reporting
agencies to remove this information, and provide me a copy of the form you used
to advise them. 

Thank you for your immediate attention to this matter.

Sincerely,

 

Name: Mary Jean Ziska

Address: 5632 Whisperwood Blvd. #1601

Naples, Florida  34110

Email address : whatabtmary@gmail.com