Dear Mrs. Kort, September 10, 2012 @9:05pm
Here are the notes from our conversation today concerning the budget and change in living expenses that I put in writing. If you have any questions concerning the amounts for the items on the budget, I have paperwork to verify the totals. I am sending this via email, to my mother and she said will fax this to you tomorrow morning. You asked that I include information about myself such as social security number / address and this budget. My name is Mary Jean Ziska. My social security number is ************ and my address is ****** Whisperwood Blvd. Naples Florida 34110. Total Expenses needed from budget listed below: $1541.91. Current income I receive $465.34. Income ($465.34) started January 2012. I started Food supplement ($200.00) in May 2012.
Notes: I spoke with Mrs. Kort at 3:20pm. She will be sending me a stamped envelope where I need to mail back information to her about my change in living expenses. She told me I could fax her but I don’t have access to a fax machine but now that I think about it ….My mom can fax things from her computer….. Maybe I will call her…. To see if we an expedite this! Anyway I went through a file I had where I had itemized my budget…. And I realistically need even more finances to actually live at the bare min. possible!
Here is the budget: 9/10/2012 @4:09pm
1. Current HOA fees: $443.33 each month
2. Mandatory annual fees for condo are $132.50 each month
3. Car insurance: from ($35.00-$50.00) each month so I took a middle figure of $45.00 for budget purposes
4. Electric: for ($63.00-$100.00) dollars each month the lower figure represents when I can go without air conditioning it has presently been very warm and the air cost has been loser to $100.00 per month.
5. Life Lock: monthly fee ($25.00) necessary to stop more identity theft and until I finish fixing all the issues with the identity theft and resume a stable credit report and credit score.
6. Free credit Report .com monthly fee ($7.00) necessary for time being until I can finish fixing all the issues with the identity theft and resume a stable credit report and credit score.
7. Magic Jack: for any phone service ($65.00) per year divided by 12 months = ($5.41) per month
8. Comcast cable: for internet service (used for all communication and needed for Magic jack phone service) ($40.00 per month)
9. Property Taxes: $154.00 per month
10. Current change and addition: Past HOA fees to satisfy past debt and to prevent continued foreclosure from HOA ($500.00)
11. Gas: I do not travel far from my home as my anxiety an become extremely severe but do try to keep some gas in my car for emergencies ($35.00)
12. Toiletries and personal products that are not included in food assistance: (shampoo, soap, toilet paper, tampons, cleaning supplies, laundry detergent) ($ 55.00)
Summary: Total Expenses: $1541.91 Total income: I currently receive $465.34 payments for SSI which started January 2012. The additional payment for the food assistance is $200.00 per month which started in May 2012.
Thank you for your kind attention to this letter.
Sincerely,
Mary Jean Ziska
5632 Whisperwood Blvd. 1601 &n
bsp; Naples Florida 34110