Monthly Archives: August 2011

Fri August 05th 2011 @ 11:23pm ( Article: Florida Bar files complaint against David J Stern over MERS case )





 







 




Florida Bar files complaint against David J. Stern over MERS case

by CHRISTINE RICCIARDI




Friday, June 17th, 2011, 7:05 pm


The Florida Bar filed a complaint against foreclosure attorney David J. Stern Friday afternoon for allegedly violating the bar’s rules by failing to produce documents as ordered by the court in February.


One of the stated rules Stern allegedly broke: “A lawyer shall not knowingly disobey an obligation under the rules of a tribunal except for an open refusal based on an assertion that no valid obligation exists,” the filing states.


The complaint is asking for an investigation to find out why Stern did not file the documents, and is asking for disciplinary action. The document does not suggest what that action should be if Stern is found culpable.


At the beginning of the year, the Law Offices of David J. Stern represented SunTrust Bank in a lawsuit against Mortgage Electronic Registration Systems, according to the complaint. The Florida district court issued Stern’s firm an “order to show cause” on Feb. 16, which asked him to prove why sanctions should not be entered against him after he neglected to file certain documents “in a timely manner.” Stern allegedly ignored this order, the complaint said.


“Respondent failed to produce the documents and has otherwise failed to respond,” the complaint said.


On March 14, the issue was referred to the Florida Bar to figure out why Stern did not abide by the order. Stern attained a mountain of litigation against him and his firm during that period, as investigations into the robo-signing scandal were well underway.


Stern lost Freddie Mac‘s business in November 2010 over foreclosure documentation issues, and lost Fannie Mae‘s shortly thereafter. On February 25, the Florida Attorney General launched an investigation into several real estate law firms across the state, including Stern’s. In March, the Plantation, Fla.-based company ceased foreclosure work and stopped trading on the Nasdaq.


Stern’s attorney Jeff Tew told The Palm Beach Post his client was fired from SunTrust in mid-December 2010, before the Feb. 16 order was issued. Tew also said it was possible Stern missed the notice among 10,000 pieces of incoming mail everyday.


Write to Christine Ricciardi.





 



















 

 


Fri evening August 05th 2011@ 8:55pm ( horrible “mom”/bully on the phone again defending karen kahel.. and her bulling… phone call to my home with no caller id)

So i just  went out and collected my mail this evening… a really beautiful night….  cool and peaceful and really  nice… i got a letter from judge murphy with his order to vacate the sale of my condo but what was disturbing was a letter that was written by “my mother”….  I thought that she was mentioning the fact that i believed tha t patric webber was still incharge as a guardian  and his duties were to assist in financial payments……    i thought the letter was requesting an injunction to stop the saleand transfer of title….  i assumed that the envelopes  addressed in care of patrick  webber….. and even the paperwork filed atteh court house also incare of patric webber…. would  sufice in an irreglarity… and be subject to a dismissal…     but i guessi hve to waittoa see what the lawyers have to sayabout all of this… 

whata was /is disturbing ths evening when i called to tell my motehr of the letter i received…  once again i have a mother on the phone  who sticks up for karn kahel…  teh bulling trespassing  whore who  went to ohio state…. Ugg… infact i had a person onteh phone who wants me to have a horrid mental iillness….  and  wants me to ( and I quote : “Keep Karen Out of it…. ” )   a boy/mother who goes to any lengths to protect a girl who tresspassed… who bullied me ntoonly to tears but to throwing up… because i wasa so upset by waht she said to me… a horrid person… who is not my freind.. who willnever be a freind.. and who i pray every day for herto be prosecuted for ruining  my ife and  put in jail for the rest of her life…   a person i wihd i had never met.. and who gives people fromohio a bad name….

i just got two phone calls without caller ids.. froma bully who has decide that they are allowed to say tha i am bipolar… this is teh latest of teh affllictions i am suppsoed to suffer from.. when i lost 30 lbs after beign bulled by gerard… then i was supposed to be annorexic.. wheni cried because someone bullied me then i was suppsed to be manic depressive… when i had carla as my roomate and her brother  had soeme problem that then i supposedly had…  then someidiot had a drug problem..or an alchol problem… all of these problems i nver had… adn tonight.. the bully.. without a caller id… who  sticks up for teh whore fromoho state.. opps..i mean the bully from ohio state… it was reminiscent foteh bullies i had totalk to when  icalled la playa…  its defiantely a boy… and defiantely a horrible and destructive person who wants tocasue me harm. and whoknws anidiot whowants my condo? or whojsut gets a kick out of seeinga girl cry….. ive had enough of those horrible  sadistic  people wh  got a kick out of buling me… i even changed my phen number so many tie strying to never have to speak to them again…  

this evening..after the two calls with out caller id… i am shaking..  ready to throw up… and  completely upset…. they should be put in jail….. i dotn care if they are  kids… or boys… or men.. whoever tehy are.. they wer quoting  actors who were bipolar….as if i shudl want to have a problem… which i do not… and never have…  i jsut had some as hole decide that it was alright to runi my life…HUMMMM maybe the fat disgusting pig gerard ahler.. inhis scummy sweat suit… adn untied high top sneakers.. frombrooklyn new york who said he was a memebe of the mafia…

I am calling the poice to let them know…. when they were able  monitor the phone.. i nver had any bully calls like this…  theswe made my hair stand on end … on the  back of your neck.. and on my arms… like speaking to pure evil…  it makes you feel creepy all over….. 

it was not my mom because wheni clled her number… she was nicer… and  said she was getting ready to go to bed… ( a bit early at 9:23pm so it maynot be her… but it was nott he same people who called at :


9: 07: 17pm call to my number without a caler id…
9:10:11pm call to my number without a caller id….
 Both bully calls…  both not from my mother…   both caller should l be put in jail…..


so i called the police station spoke wtiha very nice deputy Dascani concerning the bully/ anamanious calls….

she suggested to  dial *57 which shoudl get the number of teh last call…. even  when there is no caller id showing …   She says that a police car can come out  after 3 times of harassing calls…..

 she is having a police man call me to advise me as to what i should  do….and how we can catch the bullies…. I havent had calls like this in a while….  i know i dont want them to start again…. and if i have to have the pollice monitor all mycalls… that would be great….  i am not going  through all this all over again… i am not a punching bag for someone to harm..    

I also received a few postcards… noletters from ohio that had bully informatin.. damagin notes.. but a note that said i was “supposed to go with it… whatever was to happen to me and  my home… a bit simialr to the advice i was given over the phone  ….  that i shoudl “be quiet” … and” take whatever anyone wanted to do to me”… or to “say to me” …   slo i am supposed to “get over it”……..whatever happens……that  somehow it was alright for people to  take things from me.. to lie to me to bully me… the quote is… accept things as they are happening…  Hell NO!… that note  is not from anyone in my family… let alone mymother who always wanted mto have a home of my own  in my name …. and who never…. i mean never jstu sat aroudn whiel someoen was tryingto commit an injustice…. remember this si a woman who wasa able to start adn make a successful business in a country where she had no rights… where  she coudln’t drive out of the gate… who  raised three girls to be stong independent women  who followed laws…
(infact one daughter became a lawyer.!… )     she never sat around  and allowed people  to steal from her…or her family…  

 I just  got a call from corporal demayo….from the police or sheriff department….  his suggestions… 9 incase this ever happens  again…     I am to dial  * 87 to get the callers telephone number…..
to just hang up…. dotn take any abuse… and get the  number… if they call a total of three times….. then they can  get  a code that can be taken to the  phone company …. and from there criminal charges can be brought against the  criminal… 

another suggestion he had was to doa * 82 which will block  the call…. he suggested that i find out from magic jack  how to catch the criminal….

Fri August 5th 2011 @7:48pm ( very odd incident with my white d/g dress)

So today i went to iron my white dress i had washed it  by hand  and let hang dry…. the same dress i wore for my b-day dinner… i bought  the  dress years ago… classic shell dress. I bought it at saks 5th ave, It  is a white dolce gabana dress that cost between $500.00-$1000.00  so i take very  special care of it…. ( actually i had almost all nice classic clothes…( before 2003…. i thnkof the time meeting scum as the end of the time i had a great life…. wtih great possessions and was protected,,, and loved…. and well had a great life….)    My clothes adn possessions….  they were quality  and usually lasted forever.. my  mom taught me to shop that  way… infact i even have some of her old dresses… (now considered vintage)… but in great condition…  anyway… i know the dressI purchased  was understated… the only way i knew it was a dolce gabanna was the lineing that had the words dolce/ gabanna all over the  lining… and the zipper…. and of course the tag…. but i have found that  some of my other  clothes have the l tags… but the items  were altered without my consent or knowledge…. 

anyway.. as of today… while i was ironing… i noticed that the hem was curling up….  and the lining had no  dolce gabanna name printed all over  it…..  now i know i never got back my cashmire kaki sweater that  was a part of a sweater set i got for christmas…. and of cours the jewlery i had been given  from my dad was never returned… and over teh years other articles of clothing of mine have been altered and even damaged…. so i am just  adding  one more great dress…  that i cant afford to replace…..   to a list of damages…. all caused by a simy group of scummmmmmm

The  origional i bought because it  was quality.. because i liked how it fit me… and because  i actually worked for the  money and selected it and bought  it for me… the origional…. and real and regular person…. me-  mary jean ziska to wear…..   

seriously … who would  go to all the  trouble of  continuing to  steal… is  it a  clepto problem?  They can’t resist.. or a wanna be problem  that  they have no genuine  personality and so they  have to steal other peoples  possessions…maybe they have no taste or style of ther own? …or again i  sent  an email to scott or others and attached a picture of me in that dress….from my birthday….  so of course  they woudl have to ruin it right? . .Iis it still the idenity thief?/conartist?/actress?. who is definatley a freak…..   I can honestly say without a shadow  of a doubt… these con artists .. and thieves and criminals have done everything possible to ruin my life…. I was even thinking  that perhpas since i  took a birthday picture in my dress…. that the freak may be even trying to  lie to someoen that she is me….Ii mean what a real freak… to have  to go to that extreme  to be an imposter…. (?)  a doubleganger… a look alike…. a fake …. an imposter?????  or just a criminal who likes nice things and  has no morals or values.. and being a thief is the way they were raised…. and the way they will always be….   

God i hate criminals….. absolutely hate them…

when my mom came over the other day for lunch…. and later we went to a movie… she helped me to zip up mydress… so i called her today to see if she remembers the lining…  but i never got a complete answer to my question…..  

so when  could  my $1000.00 dollar dress have been changes/altered for a dress of lesser value?  God only knows…..  but it must have been  recently…I had only taken it out for my birthday in july… Sheesh… is this ever going to end?  If it is  not bulling… or beign lied to.. or going thorugh some horrid expereince…. then it is my personal  possessions destroyed, or stolen, or even my  safety jepordized…..  or what is next?  


I had someone   who wanted my condo   try to tell me that i shoudl move… because of all the  bad expereinces…. but it is not  my  condo.. that is  to blame… crimes are commited by individuals… they are committed with intent… and with forthought….planning,  and precision  of execution….
it is not an accident… nor a mistake… to steal…  it is a crime…..

when are these people ever  going  to be punished? caught? stopped?  or should  I ask…… are they ever going  to be punished , or stopped? 

Fri August 5th 2011 @5:02pm ( called to get info from Matt Weidner)

Facing Foreclosure

If a foreclosure
case has been filed against you, it is critical that you hire an
attorney who has experience doing battle with the lenders and mortgage
companies. A variety of new laws and government programs exist to
help homeowners and borrowers, but you need an attorney experienced in
this unique area of the law to help ensure your rights are protected.
Contact my office directly for a free review of your case and advice
on how I can help you. I charge a reasonable fee to aggressively
represent your interests and will use my experience and commitment to
protecting consumers to stand up and fight for you!

short sale pinellas
Short Sale – Can be very difficult to negotiate, requires the cooperation of an aggressive and experienced short sale realtor.
Loan Modification – Not usually a good option if income has declined significantly.
Consent to Foreclosure Judgment – Good option if client has another place to go.
Deed in Lieu – Only a good idea if lender will agree not to pursue a deficiency judgment.
Bankruptcy – A last resort and not usually necessary if foreclosure is the only issue.
Cash for Keys – Can be a good option especially if income is lower and borrower is ready to move on.
Deed Your Home Then Rent From Lender – A great and brand new option for many homeowners.
cash for keys pinellas

Foreclosure – Stand up and Fight!

When you have been served with a foreclosure lawsuit, you
have only 20 days to file an answer with the court or risk having the
property sold in foreclosure. You may face significant risks in
addition to losing your home such as having your wages garnished and
being subjected to additional IRS tax liability. Foreclosure is a
significant event and the consequences from the foreclosure may follow
you for the rest of your life. With something this important, you
need experienced attorney you can trust.

Foreclosure Rescue Scams – Don’t be a Victim!

Borrowers across the country are falling victim to “loss mitigation“,
“mortgage negotiators”, realtors and other companies and individuals
who suggest they can assist borrowers with their foreclosure case. If
you have been served with a lawsuit, it is important to understand
that only an attorney licensed to practice law can file an answer on
your behalf. You should also understand that even if you are working
directly with your mortgage company and believe you have entered into a
settlement agreement, they may still proceed with the case against
you unless they agree not to pursue the case in writing. As a public
service, we will take the time to review your case free of charge and
provide you with the legal options that are available to you.

 
Weidner Law On Youtube Weidner Law On Twitter Weidner Law On Facebook Weidner Law RSS Feed Weidner Law Blog Weidner Law On LinkedIn

Fri. August 5th 2011 @2:21pm ( email sent to all of my email contacts…from my whatabtmary@yahoo.com account ) ym






Dear  ( friend, family member,&nbsp                                                   July 30Th 2011 @ 11:04pm 



I am writing to you today because I have a business proposition that may be of interest to you and if you are interested it would help me out of a very horrible situation.   



July 14Th I found out that my home was set to be auctioned off for back home owners association dues.  I have been working on solving and fixing the situation but it was auctioned on the  25Th of July.  It was sold back to the homeowners association for the amount due: $ 43,475.58



the assessments: $ 25,715.08 

Interest                $ 10,997.33

late fees               $  1,241.52

cost of suit           $     740.00

attorney fees         $   4781.65



total due:              $ 43,475.58



I’ve been to the bank and a loan from the  bank  using the  equity of my home would take at lest 2-3 months to process.  The mortgage on my condo was dismissed due to the fraud involved by the the  lender so there is 100 percent equity available on my home.  I am offering a $10,000.00 bonus for the opportunity  to make this loan with a 10% interest rate. I had 10 days from the sale of my home to try to get it back though a law known as the right of redemption. 

 ( florida statute: section 45.0315: right of redemption): at any time before the later of the  filing of a certificate of sale by the clerk of the court for the time specified in the judgement, order, or decree of foreclosure, the mortgagor or the holder of any subordinate interest may cure the mortagor’s indebtness and  prevent a foreclosure sale by  paying the amount moneys specified in the judgement, order, or decree of foreclosure, or if no judgement, order, or decree of foreclosure has been rendered, by tenedering the performance due under the security agreement including any amounts due because of the exercise of a right to accelerate, plus the reasonable expenses of processing to foreclosure incurred to the time tender, including reasonable attorney’s fees of the creditor. Otherwise there is no right of redemption.   



As of today I still have 4 days left otherwise the condo  title will be transferd and the condo will belong to the condo association and they can sell it for the total worth of $190.000.  I woudl like to still have the  condo in my name  which  will allow me to get the bank loan. It has been suggested that to even make you feel more comfortable with the  business proposition  I am willing to also offer a percentage of my condo until the entire loan is paid off.  If you don’t think you can do  the total amount, please consider any amount possible that would help me to reach the total amount  for the right of redemption. Please consider any amount…. everything  will be really helpful. … actually lifesaving…  and home saving in this case.. 



As you know, I am a very independent, hard working  woman and entrepreneur.   I  am responsible. I have no car payment, no credit card debt, and with the  mortgage dismissed…. no mortgage.  I plan on continuing to  work for A  Tender Loving  Care Service, and will be also getting an additonal job and a roomate to make sure that  this will never happen again! I may even go back to faux finishing as the last projects that I completed had a total project cost of approx.  $15,000.00 and I still maintained  a contract minimum or $825.00.     



  

If you have any questions please feel to contact me asap.  I  know this is short notice. it was a complete suprise to me as well….  I really would appreciate yor assistance… From the moment I found out this  disturbing information I have been trying to rectify the situaion. Your assisstance in this matter would  really save my home,  and me! 



Thank you for your kind attention  to this letter/email… Please contact me either way!

If you have any questions please contact  me:   

emails:  whatabtmary@yahoo.com  

phone:    561-283-75056



Thank you again  for your kind attention to this email,  

Sincerely, 

Mary Jean Ziska


A Tender Loving Care Service


Marion Gregory   Director 239-598-1515


naplesmarion@aol.com


Mary Jean Ziska   Assistant Director 


whatabtmary@yahoo.com

Fri August 5th 2011@ 2:23pm ( emails/posts sent to all 530 facebook friends )

My condo ….auctioned today/my condo assoc. bought it for HOA fees…I was the only one bidding … except for them… i found ” right of redemption”.. gives me more days to find funds… Again i am putting out a plea to all 530 friends …Help!… I cann’t do this on my own…whatever you can do…. condo assoc. about to profit $146.000- $186.000 …. Please help & contact asap!…luv maryjean ziska
July 25 at 4:37pm · ·
My condo ./auctioned today/ condo assoc. bought it for HOA fees…I was the only one bidding on my home…. except for them… found ” right of redemption”.. gives me more days to find funds… Again i am putting out a plea to all 530 friends …Help!… I cann’t do this on my own…whatever you can do…. condo assoc. about to profit $146.000- $186.000 …. Please help & contact asap!…luv maryjean ziska
July 25 at 4:34pm · ·
Mary Jean Ziskaposted to all facebook friends 

i
am in dire shape.. my condo goes up for auction tomorow by 11am.. for
back homeowners associtaion fees that need to be paid.. can anyne help? i
will pay back money plus 10thusand dollars at whatever interest… i
cant seem to reach anyone… and the condo goes for 43,000. adn is worth
190.00 please contact me asap… luv maryjean ziska

Mary Jean Ziska

i am in dire shape.. my condo goes up for auction tomorow by 11am.. for back homeowners associtaion fees that need to be paid.. can anyne help? i will pay back money plus 10thusand dollars at whatever interest… i cant seem to reach anyone… and the condo goes for 43,000. adn is worth 190.00 please contact me asap… luv maryjean ziska

July 24 at 3:41pm · · · See Friendship

    • Charles Walters Mary Jean: How much do you need? I can’t promise anything, but I’ll talk to my wife and we’ll help if we can.

      July 24 at 11:35pm ·

    • Mary Jean Ziska i wrote a comment…. and its not here.. th exact amount is 43,475.68

      July 25 at 8:29am ·

    • Mary Jean Ziska my bank is wels fargo 5610 strand blvd. telephone 239 594 1655…. i wrote a whole not to youadn it is gone…. are youthere?

      July 25 at 8:31am ·


Fri. August 5th 2011 @2:21pm ( email sent to all of my email contacts…from my whatabtmary@yahoo.com account ) ym

Dear  ( friend, family member,  ,                                                   July 30Th 2011 @ 11:04pm 

I
am writing to you today because I have a business proposition that may
be of interest to you and if you are interested it would help me out of a
very horrible situation.   

July
14Th I found out that my home was set to be auctioned off for back home
owners association dues.  I have been working on solving and fixing the
situation but it was auctioned on the  25Th of July.  It was sold back
to the homeowners association for the amount due: $ 43,475.58

the assessments: $ 25,715.08 
Interest                $ 10,997.33
late fees               $  1,241.52
cost of suit           $     740.00
attorney fees         $   4781.65

total due:              $ 43,475.58

I’ve
been to the bank and a loan from the  bank  using the  equity of my
home would take at lest 2-3 months to process.  The mortgage on my condo
was dismissed due to the fraud involved by the the  lender so there is
100 percent equity available on my home.  I am offering a $10,000.00
bonus for the opportunity  to make this loan with a 10% interest rate. I
had 10 days from the sale of my home to try to get it back though a law
known as the right of redemption. 
 ( florida statute: section 45.0315: right of redemption): at
any time before the later of the  filing of a certificate of sale by
the clerk of the court for the time specified in the judgement, order,
or decree of foreclosure, the mortgagor or the holder of any subordinate
interest may cure the mortagor’s indebtness and  prevent a foreclosure
sale by  paying the amount moneys specified in the judgement, order, or
decree of foreclosure, or if no judgement, order, or decree of
foreclosure has been rendered, by tenedering the performance due under
the security agreement including any amounts due because of the exercise
of a right to accelerate, plus the reasonable expenses of processing to
foreclosure incurred to the time tender, including reasonable
attorney’s fees of the creditor. Otherwise there is no right of
redemption.   

As
of today I still have 4 days left otherwise the condo  title will be
transferd and the condo will belong to the condo association and they
can sell it for the total worth of $190.000.  I woudl like to still have
the  condo in my name  which  will allow me to get the bank loan. It
has been suggested that to even make you feel more comfortable with the
 business proposition  I am willing to also offer a percentage of my
condo until the entire loan is paid off.  If you don’t think you can do
 the total amount, please consider any amount possible that would help
me to reach the total amount  for the right of redemption. Please
consider any amount…. everything  will be really helpful. … actually
lifesaving…  and home saving in this case.. 

As
you know, I am a very independent, hard working  woman and
entrepreneur.   I  am responsible. I have no car payment, no credit card
debt, and with the  mortgage dismissed…. no mortgage.  I plan on
continuing to  work for A  Tender Loving  Care Service, and will be also
getting an additonal job and a roomate to make sure that  this will
never happen again! I may even go back to faux finishing as the last
projects that I completed had a total project cost of approx.
 $15,000.00 and I still maintained  a contract minimum or $825.00.     

  
If
you have any questions please feel to contact me asap.  I  know this is
short notice. it was a complete suprise to me as well….  I really
would appreciate yor assistance… From the moment I found out this
 disturbing information I have been trying to rectify the situaion. Your
assisstance in this matter would  really save my home,  and me! 

Thank you for your kind attention  to this letter/email… Please contact me either way!
If you have any questions please contact  me:   
emails:  whatabtmary@yahoo.com  
phone:    561-283-75056

Thank you again  for your kind attention to this email,  
Sincerely, 
Mary Jean Ziska

A Tender Loving Care Service

Marion Gregory   Director 239-598-1515

naplesmarion@aol.com

Mary Jean Ziska   Assistant Director 

whatabtmary@yahoo.com