Monthly Archives: August 2011

August 16th 2011 @2:43am ( genworth life surrender of policy.. problems)

T whom it may concern: August 16th 2011 1:50am

I am trying to surrender an insurance policy by Gen-worth financial. I have a few questons concerning their policy and prcedures and the safety of my information.

(Gen worth life insurance company is based out of Virginia.

I started the process of surrender of my policy on august 2nd 2011.

spoke with Sheri on august 2nd 2011 @ 800-628-2238 no extension just her name for reference purposes

spoke with Vince on august 2nd 2011 @800-628-2238

received an email ( form to surrender policy on august 2nd )

emailed policy back at 3:01pm to:

Vincent R (Genworth) Hicks <Vincent.Hicks@genworth.com>;

vince confirmed receipt of policy at 4:06pm and said he was sending it to processing at 4:52pm. We discussed option of expediting the policy by sending back via email. I also mentioned that I did not feel comfortable putting my social security number on the form and Vince told me that the last 4 digits would be enough. So that is what I placed on the form.

I scanned the signed form and emailed it back as an attachment.

I called and spoke with cathereine hamlet at 1:23pm ( 8/8 2011) who confirmed that there was a letter to expedite the process. My mom mentioned that to expedite the process I could have them send the check fed express or ups…. so i told catherine hamlet of this idea and she said she will make a note of it and toexpect the check on fri the 12th. She asked for a verbal o.k. to take out the $8.50 for FED.

I called on Fri the 12th at 6:53pm and spoke with Robbie Crewz to see about the check that never arrived. To get a tracking code and to see where it went. I also called fed ex and ups to see if they could do anything about locating the check. but it ws not in either of their systems. Robbie said that he coudl give me no mor einformitn tha any average gusy ont eh street and to call back on Monday.

On sunday I received a letter from Gen worth in my mailbox ( when mail usually doesn’t come on sundays)… but it was the same letter my mother had received on fri. to notify that my address had been changed on the policy…

So today, I called 800-628-2238 and spoke with Debbie Millner at 11:54am. she said that the check was not processed because i didnt put my full social security number on the form. I am a bit worried and nervous to give out my social security since one of the idnetifier they use is your birthday when you call in.. and they have my address.. and with my social security it could be idenity theft all over again.. How can I be sure that whom ever Ii give my social security number to will not use it fraudently? and why woudln’t the company have mentioned a problem with my form when they acknowledged my change of address?

i went on the websiteL www.genworth.com and in teh contact info page is a competely different telephone number to contact the company ( 888-436-9678)

So i called and spoke with

Shamonique Chapman at 12:53pm ( 8/15/2011) she had a n exension number that was her id number but none of htother employees ever had that…. onthe other number. i was told over the phone, that i have to have my social security on the form even though it is in an area of the form where you can opt not to put your social security number if you dont want to withhold the 10% federal and any applicable state taxes ….

Debbie Millner told me the check had not been sent because there was a capital gains on the money and that was the reason the they needed my social security. I asked why no one had told me the other times i had called .. and why vince had told me my last 4 digits were enough…. she said that a call and message was left by someone on the 9th but my phone is not sethis evenign i thought of another question that i nver did get to ask them. Why didnt it say anything on the letter sent to me acknowledging my change of address…. I was also told that a woman called to leave me a messge telling me of this problem hoever my phn eis not set up to accept messages…. isnt that strange to say that. theyleft a messge when it is not even possible?

Shamonique said i cudl fax her my social security number. but I told shamonique that I was really hesitant to fax my social security number to her ( i thought it woudl be more of a paper trail if i emailed it.. ) ( sendign it to a direct email address veres a fax machine… or printer… tha tothers coudl possibly see it… she told me to go to the IRS website and fill out a W9 form… but that is to verify my social security ..not to report any capital gains….. I am really confused.. and don’t want to make a mistake by giving my social security number out to anyone when I dont need to … I asked to see information on the website…. anything written about the capitol gains requirement but it is not there…

What do you think? It just feels funny… all the innconsistanancies… and for some reasodn i have this gut feeling… Pese advise me if you know of any fraud cases like this… or am i just being really too cautious… thank you for your kind attenton to this email .

Sincerely, MaryJean ziska

I am putting a post of this email in my blog www.mysearchforjustic.com and also sending a copy to the genworth company via ther website and see if i receive a response.

A Tender Loving Care Service

Marion Gregory Director 239-598-1515

naplesmarion@aol.com

Mary Jean Ziska Assistant Director

whatabtmary@yahoo.com

I just went on line to see abut submitting this form on the website… under the “contact us” page..and ont he page it says not to give yru social security number…. now what?

Sunday August 14th 2011 @ 3:28pm ( sorry to say.. no miracles… stll have to go to court to try to save my condo on tuesday…)

I am sorry to report… two years of praying to St.Jude for protection from harm… for a huge financiel miracle… well no prayes were answered no miracles occured….

I am a bit frustrated… and very disapponted…. in these past 8 years…. in a lot of horrible expereinces that it should have never had to go through… and of the friends and family members who not only haven’t contacted me..or helped me… but have pretty much abandon me…

Yes i am frustrated…. and disappointed…. and yes, probably everyone and their brother prays for some sort of miracle.. at at one point in time I had people trying to convince me that not evreyone gets a miracle… or that these really stupid incidents were miracles… like having to deal with a crook and a screwed up mortgage… and a broker who stole $3000.00 ( in some twisted way they were trying to convince me that is a miracle… Not my idea of a miracle… )

defination of a miracle: “an event or action that apparently contradicts known scientific laws..” def 2: a remarkable thing….

anyway…. its not like I was delusional and thought that God himself was going to come down from some clouds… and banish all the bad people using a lightening rod or anythng…. I just thought that some really wonderful blessings … would actually occur and woudl occur without anyone threatening me.. or scaring me.. or harming me or my life…

and   these miracles … would be real… not some made up story trying to explainaway another horrible experience…. with some lies and twists….. not some freak who is narrating or trying to predict the events outcome… like an idiot who thinks they are an actor.. or some freak who thinks they can manipulate a life …my life and   then not be responsible for the aftermath… the consequences….

I known some or most of the idiots (the bullies… and girls who were lying… and/are stealing babysitting jobs or just manipulating things …. )   the same peole i had to deal with  on the phone who don’t always have my best interest at heart…
I’m just tired of them “winning”…..( go ask karen kahel.. or any of the mean girls… what it must feel liek to bully and to ruin lives and businesses…. and they call it winning…)

I guess I thought God was supposed to be bigger than that…. bigger than a hacker who steals phone messges… or a thief who steal files… for a busines… or an idenity theif who steals clothes or jewlery….

that God wasn’t some wealthy guy or girl or family who actully had to “sponser your life”…. ( that is how it feels now.. that unless you have money and soembody who approves of your actions .. you really don’t get anythng you want ..it doesnt matter how much you work.. what choices you make.. people will make decisions based on what they want your life to be like… and then you have to deal with the consequences…

for example… i dislike Walmart.. and mcdonalds.. and other businesses… and i had a fake mom on the phone… basically  giving a play by play of her directions using the places i dislike as lanmarks.. as if she were marketing those establishments.. and as if I or my family actully go to those establishments…. which i dont like… then i get this really poor family on the phone who does like mc donalds… or whatever… its like in the truman show..when the wife was trying to sell these products by using them…. it’s freaky and unnatural.. and seems so fake…..

also…. by putting someone thorugh hell ( I unfortunately became the person who was somehow chosen to go through hell….&nbsp then i am supposed to just bounce back and not only pretend that it never happend or affected my life… but i am supposed to “deal with it” and figure out how to fix the mess they made… So where is God in all of this… . he seems to be absent… his blessings seem to go to anyone who can steal them… or lie and cheat and steal…. because being honest hasn’t helped me one bit.. telling the truth.. working hard.. and planing for a great future.. nope… no miracles…. when you are acutlly telling the truth…. and praying for them… or expecting them ….it goes to someone younger.. prettier.. thinnner.. and who can manipulate lives…. or who can steal without it bothering them… what a shame…. i actually thought i could give this big testimony… of how God answers prayers… how having faith for 8 years… and prayeing a St Jude novena for two years actully will work eventually it will work … but i am really sorry to say … i cannot… as off today.. i can not… this real life… average perosn.. can honestly say…. that i will still be going to court to try to make sure i keep my home….. this tuesday… then going through more hell after that… so much for positive thinking .. prayers.. and God’s miracles….

i guess al the negative people were right…. and I guess I was right.. i didnt matter…..

and if that is true.. then there really isn’t a God… just a bunch of people who use people like puppets…. and if that is the case.. what the hell have i been dong praying to a being that might not even exist? Who doesn’t   seem to answer prayers… and who doesn’t even seem to care one way or another….

I mean, did mark zuckerberg ( facebook) pray to God? or
Bill Gates did he pray? or what about Warren Buffet? …. Does anyone know if he prays? I haven’t really heard that any of the billionaires actualy prayed… they just became succcessful perhaps without having to pray.. so what exactly does prayer do?

No priests I have spoken to lately have told me of examples of miracles happening though prayer… i meet a lot of messed up people who pray… and people who have problems who pray…. but the really succesful happy people…. who have more than enough of everythng… do they have to pray?

Does anyone have any real answeres?

to end this blog on a positve and funny note…. the joel osteen joke was funny today…. about a catholic school ( i thnk) anyway there was a lunch line… and a nun had written a note on the bowl of apples… ( just take one…God is watching) ..further down the lunch line a child had writen a note on the choc. chip cookies…. take all you want.. God is watching the apples…. HA!

Sat. august 13th 2011 @ 11:39pm (Another Post by Matt Weidner… concerning foreclosure info and the fraud forgiveness act of 2012)

BOMBSHELL-The Banksters Strike Back- The Florida Foreclosure Fraud Foregiveness Act of 2012

August 13th, 2011 |

Author: Matthew D. Weidner, Esq.

THEY’RE BAAACKKKKK—–WATCHOUT!

The banksters are in trouble. Big trouble.

They have made a crime scene of our nation’s formerly sacred public records.

They have blatantly and without remorse ignored hundreds of years of real property law.

They have blatantly and without remorse ignored and disregarded fundamental and Constitutional law that form the very foundation of our entire country.

They have blatantly and without remorse disregarded rules and procedures that have governed and kept secure the court systems all across this entire country.

And now they want a free pass. They want to just walk away from it all.

They have introduced souped up version of the prior (and very ugly) non judicial foreclosure bill. Make no mistake this is one of the ugliest, most anti-consumer pieces of legislation ever introduced in this state.

This is the Bad, Bad Bankster Fraud Forgiveness Act of 2012!

Have a read at some of the lowlights!

Once suit has been filed, the public interest is served by moving foreclosure cases to final resolution expeditiously in order to get real property back into the streamof commerce… (NO FOLKS, ONCE A SUIT HAS BEEN FILED OUR COURTS SHOULD BE FOCUSED ON UPHOLDING HUNDREDS OF YEARS OF LAW)

Section 57.105, Florida Statutes, (Upon the court’s initiative or motion of any party, the court shall award a reasonable attorney’s fee) is repealed. (THE FRAUDCLOSING PLAINTIFFS ARE PAYING ATTORNEYS FEES FOR IMPROPER CONDUCT, THIS WOULD PROTECT THEM FROM PAYING FOR THEIR IMPROPER CONDUCT.)
Following dismissal of the foreclosure case, and upon request of the plaintiff, the clerk may return the original promissory note without need for further order of the court. (WHY, SO THE NOTE CAN BE SOLD TO A ZOMBIE DEBT COLLECTOR?)
In any action or proceeding in which a party seeks to set aside, invalidate, or challenge the validity of a final judgment of foreclosure or to establish or re-establish a lien or encumbrance on the property in abrogation of the final judgment of foreclosure, the court shall treat such request solely as a claim for money damages and shall not grant relief which adversely affects the quality or character of the title to the property. (THIS IS A BIGGIE PEOPLE, THIS IS THE REAL BIG ONE HERE, THE GET OUT OF JAIL FREE CARD!)
After foreclosure of a mortgage based upon the enforcement of a lost, destroyed or stolen note, a person, not party to the underlying foreclosure action, who claims to be the Actual holder of the promissory note secured by the foreclosed mortgage, shall have no claim against the foreclosed property after it has been conveyed for valuable consideration to a person not affiliated with the foreclosing lender. (ANOTHER RED ALERT BIGGIE HERE, A TOTAL REWRITE OF EXISTING LAW)
In uncontested mortgage foreclosure proceedings, the court shall enter final judgment within 45 90 days from the date 0of the close of pleadings. (GOTCHA!)
Where the amount of principal and interest, exclusive of fees and costs, owed to a foreclosing lender equals or exceeds 120% of the just value of the property subject to
foreclosure, as determined by the county property appraiser in the most recent certified tax roll, the foreclosing lender may elect to foreclose without a judicial sale of the property. (THIS HERE IS THE REAL THING, GOTCHA!, GOTCHA!, GOTCHA! WE DON’T NEED NO STINKIN’ JUDGES OR COURTS OR DUE PROCESS!)
In any mortgage foreclosure action, upon the court’s initiative or motion of any party, the court shall award a reasonable attorney’s fee, including prejudgment interest, to be paid to the prevailing party in equal amounts by the losing party and the losing party’s attorney. (REMEMBER ABOVE WHEN THEY ELIMINATED THEIR OWN LIABILITY FOR ATTORNEY’S FEES IF THEY WERE CAUGHT? WELL, THEY ADDED FEES AGAINST DEFENDANTS. THIS PUNITIVE SECTION WILL PREVENT ANY CONSUMER FROM HAVING ANY ATTORNEY REPRESENT HIM IN COURT.)

Now, the real question is who is going to sponsor this MOST ABSOLUTELY HORRIBLE, ANTI-CONSUMER legislation? Now just for starters, even before session begins, this thing has already been drafted. Who drafted this bill? What special industry group paid for and submitted this? What banking group, what group of foreclosure mills? What special industry groups?

MAKE NO MISTAKE THIS LEGISLATION IS BOUGHT AND PAID FOR AND IT WILL BE A TOP PRIORITY OF THE 2012 LEGISLATIVE SESSION!

AND WHAT CAN YOU DO TO FIGHT AGAINST IT? (FILL OUT THE PETITION)

2011+draft+sent+to+bill+drafting

Concerned reader:

August 13, 2011 at 5:41 PM

Thanks Matt for this post. While I’m not in a position to comment on the entire bill, I know section 57.105, Florida Statutes is a double-edged sword that has been used to sanction nonlawyer pro se litigants thousands of dollars over pleading errors by judges who favor the banks or other strong party. And 57.105 could never benefit a nonlawyer pro se because they cannot collect attorneys fees regardless of the circumstances.

I see the demise of 57.105 as a good thing. In any event, doesn’t Section 16 of the bill creating Section 702.12, Florida Statutes, accomplish the same intent as 57.105? So why the change?

Also, doesn’t Florida already have a way to set aside, invalidate, or challenge the validity of a final judgment? Is it Florida Rule of Civil Procedure 1.540(b)?

This might be a bad bill for the reasons you articulated, but this is my view as a nonlawyer pro se. Thanks again for the post, hope your petition drive is going okay, sent mine in already. Looking forward to seeing Florida Representative Matt Weidner in Tallahassee soon!

John Anderson:

August 13, 2011 at 8:18 PM

What about the ex post facto clause in the constitution? A bought off legislation can effect future cases, but not ones that happen before a bill passage.
I am sure that you&me and other activist will protest the hell outa this!

Saturday August 13th 2011 ( this is the lawyer who for whom my last mortgage was dismissed!)

BOMBSHELL- GMAC SUES FLORIDA FORECLOSURE BARRON DAVID STERN!

August 12th, 2011 |

Author: Matthew D. Weidner, Esq.

Haven’t heard much about David J. Stern lately, but remember David Stern ran one of Florida’s most prolific foreclosure mills.

Not much in the way of sanction or penalty or punishment for the chaos the collapse of his firm has caused and no one really talking about the fact that clients suing attorneys is a big, big, very big deal.

Here are excerpts from the complaint:

causing and/or permitting DJSPA‟s employees to execute, witness and/or notarize assignments of mortgage that were back-dated;
(ii) causing and/or permitting DJSPA‟s employees to witness and/or notarize assignments of mortgages, affidavits of indebtedness and/or other affidavits on a daily basis prior to and without actually witnessing execution of the document by the person whose signature was to be witnessed and/or notarized;Case 0:11-cv-61526-MGC Document 13 Entered on FLSD Docket 07/15/2011

(iii) causing and/or permitting DJSPA‟s employees to prepare and execute affidavits of indebtedness for submission to the foreclosure court that failed to follow appropriate professional practices and procedures;
(iv) causing and/or permitting DJSPA‟s employees to sign the name of another person on foreclosure-related documents without any indication of that fact on the documents;
(v) charging clients such as GMACM substantial fees and costs for legal services that DJSPA knew or should have known fell below the minimum standard of professional care owed by DJSPA.
19. Upon information and belief, Stern himself has admitted that allegations made about DJSPA‟s improper procedures are true.
20. In light of the on-going investigations by the Florida Attorney General, as well as other events and information, GMACM contacted DJSPA and conducted an on-site review of many of GMACM‟s files maintained by DJSPA.
21. On or about November 16, 2010, GMACM terminated its relationship with DJSPA and sought to recover its files from DJSPA.
22. DJSPA refused to release any files to GMACM until GMACM placed funds allegedly owed to DJSPA into escrow. In order to obtain its files as quickly as possible, GMACM agreed to this arrangement, without conceding that any amounts were owed to DJSPA.
23. Since recovering its files from GMACM, GMACM has expended significant time and money transitioning files to other law firms. Upon information and belief, GMACM has expended over $1.5 million in order to recover and transition files previously handled by DJSPA.
24. Because of its concern over the allegations and evidence of unprofessional practices followed by DJSPA, GMACM directed these newly-assigned law firms to review the recovered files and to take appropriate steps to attempt to remedy errors committed by DJSPA, as well as re-initiating foreclosure proceedings, in whole or part, due to concerns over the
Case 0:11-cv-61526-MGC Document 13 Entered on FLSD Docket 07/15/2011 documents previously filed by DJSPA.
25. GMACM has since learned that DJSPA committed gross malpractice in the handling of GMACM matters. For example, in one foreclosure matter assigned to DJSPA for handling, DJSPA failed to communicate to GMACM that counterclaims had been brought. Indeed, DJSPA neglected to put forward any defense to such counterclaims, with the result that a default judgment was entered on or about May 5, 2011 for over $450,000. DJSPA‟s conduct in this and other instances has been wanton or reckless.

GMAC_Stern_Counterclaim

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Tuesday August 09th 2011@3:00pm ( strange incident with my computer )

Yesterday I left my computers out… when will i ever learn… never to trust anyone… or any occasion….. somehow yesterday…. while i had somone making me upset about tryingto make me have somethng wrong with me… i had someone swtch out the harddrive to one of my laptops….

the last time this happened I again did not lock up my harddrive…. and laptop…. for an evening.. this time.. it was sometime between the hours of 4 pm and 9 am this morning….

the hard drive is having problems…. so I have to reboot it all… and this is the really strange part.. the harddrive is using an old passcode to access windows …. the old passcode that was on a hard drive I had left at staples…

How the hell does that happen?
A code from about 4 months ago is what works..not the code i used yesterday ?

Now I have to waste a day and redo this whole thing with my harddrive….

it is not funny… it is not amusing… it is a waste of my time and my life….
and it is criminal if the harddrive was switched for an old harddrive…. that would mean breaking and entering.. and stealing…. and for what? a few files that some idiot thinks are pertant to a business they had to steal because they were too stupid to create a business on their own…. or is it just an idenity they need to keep stealing?……mine….

and why?

Monday August 8th 2011@ 9:43pm ( horrible evening with ohio people)

So I actually had promising new today… ( or so i thought ) a woman had come up with this brilliant idea for me to get $680.00 each month…

she came over brought oatmeal choc. chip cookies and some paperwork for me to sign….. seemed easy enough… well it was not honest…. was not legal… and i wont do it…. and well all hell broke lose…

here it goes again.. trying to make sure that somehow…. or someway… karen kahel and any of the low life scummm from ohio get to indirectly bully me…. and to ruin my reputaion.. and   harm me and my life… God adn th e police department… and anyone whoactualy is honest…. I really hope you listeneing… I never ever want ot speak to the iditos I had to deal with tonight… they are not friends, ( friends don’t harm you life or want you to lie or try to ruin your reputation…or your business… or your life….. . they are not family ( family never woudl ever harm me… and they lie, and think it is alright .. they cheat and they think it is alright… alright ..and they steal and they think it is alright…..
and they bully and they think that is alright as well….


so here are the papers that were brought to my condo when i made a herb cursted lamb dinner complete with dinner rolls… peas… and baked potatoe….

First . there was one page , witha signature bar on the bottom of the page… and on the top is said page 5 of 5…. yes…..it was the last page of 5 papers… yep…. with just a signature at the bottom of the page…. the 4 first pages were missing… and low and behold… it woudl have acutally harmed mylife….

there was another page with my social security number… with my name typed on it… and with a nice little arrow where I should sign….FOR MEDICAL DISABILITY…… ( wow…i didn’t nwo how far the little whores i mean witches from hel woudl go to ruin a life… but i sure have goten a taste of it…. and I want to sue them for every penny they ever made for al the damages….

I flipped…

not only are these people dishonest ….. they actually told me that they chose the least medical condition… on a list….. for me to have … to get money…. and they decided it shoudl be “bi polar”… i am not “bi polar”… nor have I ever been “bi polar”… and i will not claim disability for some scam that these assholes have devised to ruin my life… just as they have for the past 8 years of my life… why is it sooooo important for me to have something wrong with me… why cant they just let me have a great life?

I was bullied to the point of losing 20-30 pounds by a bunch of horrible and mean people… and it was not my fault… they were never anythng anythng wrong with me … and now karn kahel and her scummy whores from hell want to make up a lie.. so the whore doesn’t have to take any responsibilty for being a bully or tresspassing or even for screwing some guy in a pool when i was babysitting her 3 month old son greyson!

I will not say i am” bi polar” when I am not “bi polar”…. nor do i have any of the other diseases.. and afflictions that this group of con-artists and bullies have wanted me to have…. this has been going on for 8 years…. harming my life.. my reputain.. everythng in my life…. they have ruined my life and they should pay for it …..not damage it more than they have already….

It coudl be the girls who hve basically stolen my mom’s babysitting business….. who had me work two years without a paycheck… because they were dishonoest… and too stupid to create anyting on their own… plus they are used to lying and cheating and stealing… they were probably brought up that way…and will never be honest.. or trustworthy… or have any decent human characteristics…. and because they were allowed to harm my life… and others… they will still get away with harming.. and stealing and  cheating…    these girls and boys.. are not th esort of people i would ever want in my life…. and now that they have slimed ther way in… How the hell do I get rid of them?

I don’t want to deal with people who have alchol problems or drug problems or are criminals….. I just don’t…

This is what really agrivates me… To cheat the government out of money …. money that should go to people with real problems… is horrible.. and seems so morally wrong…..

Once again I will say… I don’t have any medical problems… I never had any… and I have been dealign with a bunch of scum who use and abuse a system for their own scams.. and I dont want any part of it…. what low life criminals… honestly… really… just like Gerard Ahler..and the Martucci family and Karen Kahel…

so the scam.. whch i am nto a part of… and will not be a part of… and one that an ohio state idiot has chosesn is by picking a problem i dont have… then they can scam the government….

A few weeks ago I had this guy Ed Sawin ( who i dont really knwo but i did knwo his father… actually spent my 21st birthday at his place in Jamica… ) intead of helping me with a bridge loan he told me to go and claim bankrupsy…( over $43, 000.00… to claim bankrupsy… ) is absolutely the worst advice ever.!

I had even called a guy Wade Iassics who ‘s son had rented an apartment from my mom…and hadn’t paid her teh 1400.00 he still owed her… my mom was even going to alleviate the debt from his son if he was willing to help with a bridge loan …. ( personally I dont know if i really got a chance to speak with him.)    but i did spend 35.00 to sent him a fed ex package with the details of the loan and  information on my condo….
now tha ti thinkof it i wonder if oen wof teh whore to door service girls is teh real estate girl who wants to make a profit off my condo… or is trying to sell it out from under me… they are sneaky little witchy slime… those girls who ruin lives on prupose…. adn tehy laugh at it.. but only becsue they will have the bastard babies.. they will lie and they wil cheat and they will setal… to get anything and everything they want… and te funnythng… they will actually try to pray with you…. as if it is alright as long as they pray….and laugh at you…. while they manipulate yoru life and harm you or make you cry….

like tonight… the lady was actully watching her watch to make sure that I was staying at my home… while I was getting more and more upset…… that once again…….. somene was tryign to stick me witha bunch of peole withproblems… that will and has ruined mylife…… o go through papersnot to inturupt a party.. or function where the whores wer aallowed to go adn get drunk… or party… or whatever… jsut as long as they r

  you nver know… I mean if they are able to break in.. and to lie and steal and cheat without blinking an eye.. you really have to watch your back… they will harm anyone but especially me.. since they have been able to get away with it for the last 8 years….

he o know his LAast wepvernemnt as a problem i should have.. the excuse is to scam teh government out of money….&n
bsp; to ruin my reputation…. and to protect karen kahel adn gerard ahler fromthe defamation law suit and bulling and all the charges i shoudl be able to use against her ….. unless i actually have the probelm that she bulllied me about…. HUmmmmm….. now is someone realy trying to help me… or karen kahel from actully owning up to her buling or tormenting or trespassing or from her harming my ife an d i’m sure the life of many ofhters as wel… youdont actuallythink that i am the only innocent person she destroyed… for her own bvenefit… for heer own selfish pleasure(rmember..her jumpingup and downsayng i won i won… when she made me cry .. don’t tn ever forget it Iwont…. and i want to make shure the in a cour tof flaw she never forgets it either….  that she shoudl pay for the damage she has sone to my life.. and teh lies she spshe spread..and the

ets see….. facts…..

Monday August 8th 2011@ 12:16pm ( free credit report … and experian telephone calls and emails)

Well last evening i was trying to get some work done and went back into my emails to answer an email i had received concerning the disputes i have had with a few companies on my credit report…

i had received an email from: “auto.notificaiton@experian.com” <auto.notificaiton@experian.com

www.experian.com/rd_persoanl/ps_get your resultCDF_redir.html

it went to a site: www.wxperian.com/cnsumer/eac/invalidat.session.do?cod=cdfemail&srcc=link&capid=2987988999&cid=2987988999&cid=01

I clicked on the link and it took me to a very official experian looking page…. i submitted allthe information except it wsn texceptin gmy social security number… i tried to fill in the box… tried to tab.. but the only box that woudl fill in was the fist box of my social security. # … thinking that ther emust be some problem and i woudl deal with it tomorrow… which is today… i called the experiean comapny ….

today i called the telephone number (877-284-7942)
spoke with Joanne @ 11:38am

she was unable to help with teh website and put me on hold to speak with another Representative… so after a few minutes i spoke Patrick….. he asked me immediately for my social security number… to pull up my account… since Joanne was a bit shocked that the email had requested my social security number… when it already had the informaiton…. i asked partick for his identification id…

get this : he said his id for experian.. was the “team long horns.”……

come on guys… i really need to get this fixed not play games… so i guess the phone and fixing anythng over the phone is goin g to be useless today…. UGG i have so much to do…. I dot mind having friends form Texas helping me… but what if these are not friends? and i give out my social security number…. thnking that they must be freidns of mine from texas…..

anyway… i went back to the website i first mentioned… and when i put in my social security number… it went to a blank page… so did i sen d out my social security t and personal information to another conartist? who is really good at faking pages from a credit report…. or what ?

Hope the police ( crimeprevsqt@colliersheriff.net) can see this page of my website…. and if there is anything wrong they can do something about it…….

email i received:

Your Experian Dispute Results are ReadyThursday, August 4, 2011 4:02 PMFrom: “auto.notification@experian.com” <auto.notification@experian.com>Add sender to ContactsTo: whatabtmary@yahoo.comThe results of your investigation of information in your Experian personal credit report are now available for online viewing. For your protection, please review your results online within four days of the following date: 08/04/2011
To review your results, go to the following URL and enter the requested information. www.experian.com/rd_personal/ps_getyourresultCDF_redir.html
Your Report Number is: =
Your Investigation ID is:

What’s your credit score? Find out by ordering your VantageScore® from Experian for only $7.95 plus applicable state sales tax. To order your VantageScore, call 1 888 322 5583.

VantageScore is owned by VantageScore Solutions, LLC.

This notice is systematically generated. Please do not attempt to reply or send email because we cannot receive it.

Sunday August 07th 2011 @10:08pm ( without a shadow of a doubt.. i can say the group of people whodecide to lie to me to bully me to steal from me… ruined my life…. ) or .

I was going over the note/letter or email i had written to the friends from facebook… to kappa alpha theta…. and my mom was hoping that no one ever sees this website… or the blog…. that all the horrible incidents i had to go through will just be hushed up and not mentioned… i have been told that by saying anything it will be hard for anyone to ever want to date me( unless they had to go though horrible events as well… and believe me i don’t want to date anyone who had to go thorough horrible events… who would? then of course i was told to keep quiet otherwise no one will hire me…. and then of curse now with the entire housing delima… that no one would ever want to help me .. or make sure that i can keep my house…

So i can definitely say… these people this group of scum…. defininately ruined my life… they lowered my lifestyle… they destroyed every hope an dream and goal I had for myself and my life…. and prevented me from having the life i worked for, the life i wanted, and the life i dreamed about having…..and even though this is forgiveness day… i will never be able to forgive them.. they stole precious moments, memories, and events that i can never get back…..

They absolutely, ruined my life…..

when i think back before ever meeting criminal scummmmmmm…… wow seems like a life time ago… just even to the point of moving into this condo in 1999…. working on a business i had created from a hobby….. i stil had a stong faith, strong and loving family, and tons of friends i had made and kept in touch with who lived all over the world …. i had plans, goals, and dreams…. i worked hard…. enjoyed going out…. hadn’t delt with any criminals… or any crimes… had been in love… had traveled all over the world …. enjoyed life…. had hobbies…. and and was actually a really happy, positive, person….( most of the time) i even had positive quotes on my computer….

so when i am told i should be quiet …. not tell anyone about the scummmm…. the criminals who got away with ruining my life… i dotn want anyone else to have to go through any of this…. becausse they will do this to another person… they will separate them from the people they love.. they will steal their businesses .. their possessions.. their identity… they will ruin their credit … and ther feeling of safety of hope and of having a great future…… unless someone speaks up and stops them…. or has the proper authorities stop them… if i can prevent these disgusting worthless human beings from scamming and stealing and ruining one more life… and i get to see them civilly and criminally charged for ther crimes…. to have them have to pay damages to all the people they harmed… especially me….. then speaking up about all of these years…. will at least be a start….

I didn’t do anything wrong…. i didn’t ask to have criminals lie to me, steal from me,… or ruin my life…. I didn’t give the permission to break into my home, or bully me, or make me cry….. I didn’t ask for any of these bad experiences.. I didn’t do anything to deserve any of this….. they selected me to pick on….. to steal from…. to ruin my life….to bully…

and they should be held accountable … they should have to pay damages… and I’m sure i am not the only person this slimy group has harmed….

Sunday August 7th 2011 @10:03pm ( post of letter to kappa alpha theta sisters hopefully with out overlay…..of web site page )

Dear Kappa Alpha Theta Sister , August 5th 2011 @3:10pm

I
am a Kappa Alpha Theta alumni living in Naples Florida. I became a
Kappa Alpha Theta at the University of Florida as well as my two
younger real life sisters, Maura Ziska and Madelon Ziska . My name is Mary Jean Ziska
and I am trying to contact the sisters of Kappa Alpha Theta to see if
anyone would be interested in assisting me in my attempt to save my
condo.

It is a bit embarrassing to write this
letter and to ask for assistance from a group of woman for whom many of
you I may not know in person but have the common denominator of
Kappa Alpha Theta Sisterhood.  I don’t know if in a letter I can convey
my genuine and sincere gratitude  for  being able to not only be a
part of an organization like Kappa Alpha Theta but also getting to meet
some really great,amazing women.

I am requesting that you read my proposal and if this idea of a bridge loan to save my home is not something you might consider, perhaps you may have another way to solve this dilemma that I have not yet attempted.

While writing this letter, I was considering whether or not I would have enough trust in someone emailing
me a note requesting my assistance…. and personally I might not even
consider it if I did not know the person directly.   I understand  the
hesitation as there have been many emails
and requests I have received from strangers that  I
wouldn’t consider. Most of the people involved have not had any
common connection such as a real sorority organization, but I am an
actual alumni of the University of Florida and of Kappa Alpha
Theta.  I’m not sure how to reassure you of my qualifications for my
honesty and integrity.  I don’t know if I can tell you in a letter how
hard working I am or how much  I am willing to do to save my home.

I have attached a bio used for the website to assist in my profile. It will give you a bit more knowledge of who I am and my life experiences.

I am
petitioning you today to please take a moment to read this letter and
consider my proposal. I thank you for your kind attention to this
letter/email and appreciate the opportunity to contact you today.

I am writing to you today because I have a business proposition that may be of interest to you and if you are interested, it would help me out of a very horrible situation.

On July 14Th
I found out that my home was set to be auctioned for back home owners
association dues. I have been working on solving and fixing the
situation but it was auctioned on the 25Th of July. It was sold back to the homeowners association for the amount due: $ 43,475.58

the assessments: $ 25,715.08

interest $ 10,997.33

late fees $ 1,241.52

cost of suit $ 740.00

attorney fees $ 4781.65

total due: $ 43,475.58

I’ve
been to the bank and a loan from the bank using the equity of my home
would take at least 2-3 months to process. The mortgage on my condo was
dismissed due some fraudulent practices set forth by the
lender/company and fraud from the broker himself. Due to these
instances, the mortgage was legally dismissed and there is 100 % equity
available on my home.

I
am offering a $10,000.00 bonus to be paid to the person who would
assist in the opportunity to loan the $43,475.58 with a 10% interest
rate. I had 10 days from the sale of my home to try to get it back
though a law known as the right of redemption.

(florida statute: section 45.0315: right of redemption):
at any time before the later of the filing of a certificate of sale by
the clerk of the court for the time specified in the judgement, order,
or decree of foreclosure, the mortgagor or the holder of any subordinate
interest may cure the mortgagors indebtedness and prevent a foreclosure
sale by paying the amount of moneys specified in the judgement, order,
or decree of foreclosure, or if no judgement, order, or decree of
foreclosure has been rendered, by tendering the performance due under
the security agreement including any amounts due because of the exercise
of a right to accelerate, plus the reasonable expenses of processing to
foreclosure incurred to the time tender, including reasonable
attorney’s fees of the creditor. Otherwise there is no right of
redemption.

As of today I have until the end of this week, ( August 5th
2011)   to buy back the title by paying the $43,475.58  otherwise the
condo title will be transfer and the condo will belong to the condo
association and they can sell it for the total worth of $190.000. My
goal, dream, and wish at this point in time, would be to retain the
condo title in my name. I wish to pay back the bridge loan that made
keeping my title and home as  quickly as possible .  I was told that if
I retain the title in my name, I can use the equity in my condo to
secure a bank loan thus paying back the lender in an expedient
fashion.

It has been suggested that to even
make you feel more comfortable with the business proposition I am
willing to also offer a percentage of my condo as collateral until the
entire loan is paid.

If you feel you cannot
assist in this bridge loan for the entire amount, perhaps there is a
way to have a few investors assist in securing the total amount.
Please consider any amount for a loan would be really helpful. I will
make sure that legal papers are drawn with repayment schedules,
interest and additional bonus amounts based on the amount loaned.

It is
not a part of my character to plead for assistance… however, at
this point in time, I calling upon all my sisters of Kappa Alpha Theta
to help me. Whatever amount you deem appropriate… it would be really
helpful…. actually lifesaving… and home saving in this case..

You
may or may not know, I am a very independent, hard working woman and
entrepreneur. I am responsible. I have no car payment, no credit card
debt, and with the mortgage dismissed…. no mortgage. I plan on
continuing to work for A Tender Loving Care Service, and will be also
getting an additional job and a roommate. I may even go back to faux
finishing as I had worked very hard in creating a fairly lucrative
business until I started to assist my mother with upgrading her business

( www.atenderlovingcareservice.com) and also worked on her dream of starting an etiquette school
( www.atlcprep.com).

The
faux painting business I created (M&M Decorative Business ) was a
hobby I turned into a business. Many of the last projects I
completed for M&M Decorative Painting, had a total project cost of
approx. $15,000.00 . In fact I was able to maintain a contract minimum
or $825.00 which was my base price to start any project.

If
you have any questions please feel to contact me asap. I know this is
short notice. it was a complete surprise to me as well…. I really
would appreciate your assistance… From the moment I found out this
disturbing information I have been trying to rectify the situation. Your
assistance in this matter would really save my home, and me!

Thank
you for your kind attention to this letter/email… please contact me
either way and again if you have any questions don’t hesitate to call or
email.

Contact info.:

emails: whatabtmary@yahoo.com

phone: 561-283-7505

Thank you again for your kind attention to this email,

Sincerely

Mary Jean Ziska

P.S. Update as of today: August 5th 2011 @2:58pm.
A letter was written to the Judge, which caused him to grant an
“order vacating sale” concerning the sale of my property on July 25th 2011. I have a date of August 16th
to appear before the Judge, at which time decisions will be made
concerning my home. My hope and prayer is that I am able to gather the
finances and stop all the proceedings alleviating the need for a
court appearance, thus stopping the entire process all together. I am
sincerely grateful for all your advice, your support and assistance.
Loyally in Theta, Mary Jean Ziska

A Tender Loving Care Service

Mary Jean Ziska Assistant Director

whatabtmary@yahoo.com

Fri August 5th 2011 @ 2:22pm ( email sent to all of Kappa alpha theta sisters )

Dear Kappa Alpha Theta Sister , August 5th 2011 @3:10pm

I am a Kappa Alpha Theta alumni living in Naples Florida. I became a Kappa Alpha Theta at the University of Florida as well as my two younger real life sisters, Maura Ziska and Madelon Ziska . My name is Mary Jean Ziska and I am trying to contact the sisters of Kappa Alpha Theta to see if anyone would be interested in assisting me in my attempt to save my condo.

It is a bit embarrassing to write this letter and to ask for assistance from a group of woman for whom many of you I may not know in person but have the common denominator of Kappa Alpha Theta Sisterhood. I don’t know if in a letter I can convey my genuine and sincere gratitude for being able to not only be a part of an organization like Kappa Alpha Theta but also getting to meet some really great,amazing women.

While writing this letter, I was considering whether or not I would have enough trust in someone emailing me a note requesting my assistance…. and personally I might not even consider it if I did not know the person directly. I understand the hesitation as there have been many emails and requests I have received from strangers that I wouldn’t consider. Most of the people involved have not had any common connection such as a real sorority organization, but I am an actual alumni of the University of Florida and of Kappa Alpha Theta. I’m not sure how to reassure you of my qualifications for my honesty and integrity. I don’t know if I can tell you in a letter how hard working I am or how much I am willing to do to save my home.

I have attached a bio used for the website to assist in my profile. It will give you a bit more knowledge of who I am and my life experiences.

I am petitioning you today to please take a moment to read this letter and consider my proposal. I thank you for your kind attention to this letter/email and appreciate the opportunity to contact you today.

I am writing to you today because I have a business proposition that may be of interest to you and if you are interested, it would help me out of a very horrible situation.

On July 14Th I found out that my home was set to be auctioned for back home owners association dues. I have been working on solving and fixing the situation but it was auctioned on the 25Th of July. It was sold back to the homeowners association for the amount due: $ 43,475.58

the assessments: $ 25,715.08

interest $ 10,997.33

late fees $ 1,241.52

cost of suit $ 740.00

attorney fees $ 4781.65

total due: $ 43,475.58

I’ve been to the bank and a loan from the bank using the equity of my home would take at least 2-3 months to process. The mortgage on my condo was dismissed due some fraudulent practices set forth by the lender/company and fraud from the broker himself. Due to these instances, the mortgage was legally dismissed and there is 100 % equity available on my home.

I am offering a $10,000.00 bonus to be paid to the person who would assist in the opportunity to loan the $43,475.58 with a 10% interest rate. I had 10 days from the sale of my home to try to get it back though a law known as the right of redemption.

(florida statute: section 45.0315: right of redemption): at any time before the later of the filing of a certificate of sale by the clerk of the court for the time specified in the judgement, order, or decree of foreclosure, the mortgagor or the holder of any subordinate interest may cure the mortgagors indebtedness and prevent a foreclosure sale by paying the amount of moneys specified in the judgement, order, or decree of foreclosure, or if no judgement, order, or decree of foreclosure has been rendered, by tendering the performance due under the security agreement including any amounts due because of the exercise of a right to accelerate, plus the reasonable expenses of processing to foreclosure incurred to the time tender, including reasonable attorney’s fees of the creditor. Otherwise there is no right of redemption.

As of today I have until the end of this week, ( August 5th 2011) to buy back the title by paying the $43,475.58 otherwise the condo title will be transfer and the condo will belong to the condo association and they can sell it for the total worth of $190.000. My goal, dream, and wish at this point in time, would be to retain the condo title in
my name. I wish to pay back the bridge loan that made keeping my title and home as quickly as possible . I was told that if I retain the title in my name, I can use the equity in my condo to secure a bank loan thus paying back the lender in an expedient fashion.

It has been suggested that to even make you feel more comfortable with the business proposition I am willing to also offer a percentage of my condo as collateral until the entire loan is paid.

If you feel you cannot assist in this bridge loan for the entire amount, perhaps there is a way to have a few investors assist in securing the total amount. Please consider any amount for a loan would be really helpful. I will make sure that legal papers are drawn with repayment schedules, interest and additional bonus amounts based on the amount loaned.

It is not a part of my character to plead for assistance… however, at this point in time, I calling upon all my sisters of Kappa Alpha Theta to help me. Whatever amount you deem appropriate… it would be really helpful…. actually lifesaving… and home saving in this case..

You may or may not know, I am a very independent, hard working woman and entrepreneur. I am responsible. I have no car payment, no credit card debt, and with the mortgage dismissed…. no mortgage. I plan on continuing to work for A Tender Loving Care Service, and will be also getting an additional job and a roommate. I may even go back to faux finishing as I had worked very hard in creating a fairly lucrative business until I started to assist my mother with upgrading her business
( www.atenderlovingcareservice.com) and also worked on her dream of starting an etiquette school
( www.atlcprep.com).

The faux painting business I created (M&M Decorative Business ) was a hobby I turned into a business. Many of the last projects I completed for M&M Decorative Painting, had a total project cost of approx. $15,000.00 . In fact I was able to maintain a contract minimum or $825.00 which was my base price to start any project.

If you have any questions please feel to contact me asap. I know this is short notice. it was a complete surprise to me as well…. I really would appreciate your assistance… From the moment I found out this disturbing information I have been trying to rectify the situation. Your assistance in this matter would really save my home, and me!

Thank you for your kind attention to this letter/email… please contact me either way and again if you have any questions don’t hesitate to call or email.

Contact info.:

emails: whatabtmary@yahoo.com

phone: 561-283-7505

Thank you again for your kind attention to this email,

Sincerely

Mary Jean Ziska

P.S. Update as of today: August 5th 2011 @2:58pm. A letter was written to the Judge, which caused him to grant an “order vacating sale” concerning the sale of my property on July 25th 2011. I have a date of August 16th to appear before the Judge, at which time decisions will be made concerning my home. My hope and prayer is that I am able to gather the finances and stop all the proceedings alleviating the need for a court appearance, thus stopping the entire process all together. I am sincerely grateful for all your advice, your support and assistance.
Loyally in Theta, Mary Jean Ziska

A Tender Loving Care Service

Mary Jean Ziska Assistant Director

whatabtmary@yahoo.com

Mission Statement:
A TENDER LOVING CARE SERVICE’S mission is to provide safe, quality care for children and peace of
mind to parents, guardians and adults by creating a sitting experience that promotes professionalism within the
child care industry and truly exhibits a sincere commitment to excellence and integrity.

Marion Gregory and her daughter, Mary Jean Ziska reside in Naples Florida and are working together to create
the finest child care agency and kindergarten preparatory and etiquette school in the South West Florida area!

Their individual strengths, personal experiences, and diligence to excellence, combine to create a team that
warrants excellence in their employees and in their service.

Most importantly A TENDER LOVING CARE SERVICE is noted for its . . . . . Tender Loving Care!!!!!!

Who We Are
Marion Gregory is a 40 year resident of Florida. She
resides in Naples Florida. Her devotion to the care,
well being and education of children has been a life
long pursuit. Her dreams include creating the finest
child care service and kindergarten preparatory and
etiquette school in the southwest Florida Area.

Marion Gregory is not only and educator but also an
accomplished business women. She originated a
travel/tour business and ran the operation for years
from Ras Tanura, Saudi Arabia where she and her
family resided.
She personally chartered planes, planned and
escorted tours for thousands of residents within the
oil company communities. She traveled
extensively bringing along family members and
creating memories, experiences and life
learning/altering adventures. Marion brought along
her family members on every tour to exotic lands
and through numerous unique adventures such as
safaris in Africa, trekking in Nepal, sightseeing trips
through the United States, moon gazing at the Taj
Mahal in India, houseboat adventures in Kashmir,
island hopping in Greece, excursions through
Europe, exploring the Middle East, Australia and
New Zealand.

All of these personal and business experiences have
created a woman with an abundant wealth of
knowledge and wisdom who utilizes her strengths in
the formation of companies that incorporate the
excellence she embodies in life and in education.

Marion Gregory was on the opening team of
the Ritz Carlton Beach Hotel in Naples Florida.

Marion Gregory held the position of Director
of Resident Service for Bentley Village in
Naples Florida.

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Marion Gregory is a Multi-Million Dollar
Producer with Sun Realty in Naples, Florida.

Marion Gregory volunteered for six months in
Nepal where she taught school,instructed
local women to market their hand woven
items and volunteered in the dispensary.

Marion Gregory taught classes in Saudi
Arabia where she developed a passion for
educating and working with children.

Marion Gregory is the Director of A TLC
Kindergarten Preparatory & Etiquette School,
a private school for girls ages 3-5. The school
appropriately named A TLC Kindergarten
Preparatory & Etiquette Schoo l offers a small
class size and the opportunity to give special
attention to each student. Marion’s goals
include assisting each student in satisfying
their individual quest for knowledge and
potential. Most importantly, these young girls
will be taught good habits and manners while
developing their intellect and character during
their formative years.

Who We Are
Mary Jean Ziska is the daughter of Marion Gregory
and has been assisting with A Tender Loving Care
Service since it’s inception in 1990. She recently
has joined both companies in assisting the
implementation of new and exciting advancements
for both businesses. Many of these new practices
and programs are being created to solidify and
affirm A Tender Loving Care Service as one of the
best and well established sitting services in the area
and also establish A TLC Kindergarten Preparatory
and Etiquette School as an equally important and
viable extension of A Tender Loving Care Service.

Traveling at an early age developed a passion and
quest for the knowledge and education of various
cultures, places and people. The skills and art of
travel and tourism gleaned from working closely
with MET (Marion Gregory’s company) in Saudi
Arabia expanded her education and gave her the
desire and knowledge for independently owning a
business and developing a well rounded education
in life and in school.

Her stay at boarding school realized a continuing
interest in preparatory education, knowledge and
the ambition for the fulfilment of educational
goals. The pursuit of excellence and higher
educational achievement was instilled through
boarding school experiences and maintains a high
priority even in her life today.

She attended the Centre Mediterraneen, located in
Cap D’Ail France situated on the Cote d’Azur,/
south of France. At this school, she was able to
work on acquiring a level of language skill achieved
when submerging oneself into a culture. This
unique experience contributed to advancing her
education and belief in the variety of educational
pursuits.

She attended and graduated with a Bachelors
Degree from the University of Florida. She was
initiated into the Kappa Alpha Theta Sorority and
also became a little sister at Chi Phi. She is
currently an alumni member of Kappa Alpha Theta
where she was the VP of Philanthropy for two
years. In this position, she assisted in the
acquisition of contributions toward a number of
worthwhile philanthropies.

Her last business enterprise was based on a hobby
she turned into a thriving business.
Her background includes ten years and all elements
of creating, implementing and executing her own
business, including business administration and
management skills. Her marketing, advertising
experience and branding of services was unique and
inventive thus encapsulating the design arena to
the eventual conclusion of producing awards within
the industry and having her work featured in a
local television commercial.

Utilizing the same passion, she has devoted herself
to the pursuit of excellence within the business of
A Tender Loving Care Service devoting her
strengths to be Assistant Director of both A Tender
Loving Care Service and A TLC Kindergarten
Preparatory and Etiquette School Preparatory and
Etiquette School.

She is currently working on her teacher
certification through American Board for
certification of Teacher Excellence. Once
completed, she will assist in maintaining the
accreditation standards set forth by the school, the
cr
iteria necessary for teachers, and assist in the
creation of internship programs for A TLC
Kindgergarten Preparatory & Etiquette School
as well as interviewing, hiring and training the
sitters for A Tender Loving Care Service.