My name is mary jean ziska.  I reside in Naples florida and have lived here on and off since 1984.  I purchased a condo in 1999.  It is located in The Strand address:  *****xxxxxxxxx***** Naples Florida .   I am 46 years old and I have been living through the worst ten years of my life!   In 2002 my identity was stolen  but i did not realize it until last year when I wanted to get an equity line of credit and requested my credit reports.  I had been fighting against con-artist and criminals since 2003 when i met a person who claimed he was gerard ahler and owned pro line contracting in brooklyn new york.  He also claimed he was a member of the mafia and against everyone’s advice i  told him what he asked about my family’s property  about my families money and about my history… thought i was invincible and that he could not hurt me.. or my family… but he ended up getting threatening on the phone, controlling and  he liked to scare me into tears. At one point in time he threatened to kill my mother! He said he would steal my businesses my family’s property and ruin my life. My life was never the same again.  His sister Christine martucci told me that i should not leave my bank check book on my dining room table, one day while I was working in her house in Marco island… that is when i knew was the first of many  times they have broken into my home.  I have had items of clothing, jewelry, business files and  even personal pictures stolen from my home and  my car.   I met a girl in 2005 named karen kahle who i briefly worked for through my mother’s  babysitting business  who asked for my social security  number and worked at 5th third bank. I babysat for her when she was having an affair on her husband and  i [personally know she trespassed into the strand by walking her baby and having her other babysitters walk the baby into the strand!  I know this because she told me that i should leave the side of her house and  trespass into the strand though the sidewalk! I am telling you all of this because she and others used the phone service to bully me to harass me and i had a nervous breakdown which lead me to enlisting the assistance of a guardian to stop the criminal activity to fix what these criminals have already done to my life, my home ownership and  what they have done to personally ruin my reputation and my life let alone my credit and my trust in  anyone! Additional criminals to add to the list were a series of robo- signing crooks including  Ein stein from Aegis… David J Stern from residential funding and  a string of problems with  mortgages and in addition a foreclosure suit  by my  HOA!  My life is a mess and due to these criminals…. The guardian was enlisted to help, to correct these grievances and to only  deal with legal and financial matters! the lawyer who is supposed to help me in regards to  the guardian is named Larry Pivacek. The guardian I have had on and off since 2006 is named Patrick Weber.  No one is doing their job, neither of them have assisted in fixing anything, I don’t even believe an action plan was ever filed stating what they were supposed to have accomplished through their services.  Both are getting pid by the state and i believe the state should be made aware of this horrid situation! i believe they are just getting money from the government and not being held accountable for actually helping!  These were the areas that they told me a year ago  that they were going to help:

1:  increase my medical disability amount of money

2:  clear the title on my home from all the fraud and criminal robo- signers

3:  confirm that since David stern lost the mortgage note … that the  mortgage should have been dismissed/ forgiven due to the substantial  fraud… there should be no mortgage  on my condo… presently it is a mess three different credit reports  list multiple owners, and  multiple amounts that should have been  dismissed after fraud in 2005…

4: Patrick weber said he wanted to get a loan from his friend at regions bank for assisting in paying of the HOA fees that were the issue for the  foreclosure suit  by the  HOA. He did not do this, nor did he  take my request in 2011 when i asked that he get my own bank  to be a co- guardian as per an option in the Florida statues 744. 

5. he was made my guardian to specifically help defend the  foreclosure suit and in fact the original  suit was dismissed but then he accepted service on a new suit ( is what I was told) He personally told me he did not know how to defend a foreclosure suit  and was obligated to get legal counsel to defend the suit. He never did.  The other lawyer working on my behalf, larry pivaceck also emailed me that he will deal with nothing but the guardianship case meaning will not help in the foreclosure case!   Both were enlisted to protect my rights and to assist in legal and financial matters.  They are being paid by the government to protect my rights and  they were legally obligated to obtain competent legal  representation! That was not done at all!  In fact Patrick weber accepted service on the  new foreclosure before getting a lawyer who  was versed in defending foreclosure suits.    

6. He was supposed to help clear up the identity theft items  on my credit report.

7.  He was supposed to protect me from fraud and criminals who have preyed on me in my past and who i want to prosecute.

8. He was supposed to help to prosecute  Karen kahel’s bullying which  caused  the  last nervous breakdown in 2007.  Her bullying and infliction of emotional distress  left me with a medical  bill of $5000.00 which I needed  to have relieved though a law suit  making karen kahel and her bully friends accountable for their actions.

9.  Ian stein with my aegis  mortgage in 2005, asked for a personal loan  to pay his child support when I finalized the  refinancing in 2005.  I didn’t know that  was very   suspect and very unethical but  when I went to get repayment of the loan his phones were  disconnected, and soon after  the offices  closed  and the company eventually went bankrupt! My guardian was to help me get the money back!

10.  As per the HOA he was to reduce the amount owed not owed the attorney fees and the interest    due to the fact that  the first  foreclosure starting in
July 2011  was done improperly and  not addressed to my guardian but to me… when he was supposed to be in charge of all  legal and financial matters!  He  actually was really horrid when he  “winked and blinked” as if it was a joke  and told the courts he would waive the statute  of limitations   which was almost up ( one year) and accepted service on this new foreclosure  a few weeks before the limit  was up and when he still did not have any legal representation in place!   He  actually had me go through more emotional torture when a sale date was set for my condo  so instead of actually helping me he was harming my home ownership!  He did everything  wrong and I think he did it wrong on purpose! He told me when  we first met and I had asked if I  should petition to have my independence back.. That I should  keep him for my guardian at least this year for all the help he could provide.. and so far  nothing has been fixed! 

I  keep getting threatened that there is  a large amount of money owed for the HOA and owed immediately.. as of last week I was told he made some deal where I needed $5000.00 down and had to pay $500.00 a month to the HOA…  to stay in my condo….a far cry from the loan he was going to get from his buddy where the payment was $100.00 a month!  The  $500.00 a month payment is more than my medical disability total amount! If I had $5000.00 I would have been able to afford a real lawyer who specialize in HOA disputes and knew how to defend a foreclose suit!  Something very wrong is going on here! Just yesterday I got  a bullying phone call saying I  now owe $62,000.00 that needs to be paid to the HOA…It is even  worse… than not having a guardian  “helping  me legally” . The total amount was supposed to only be  $20,000. and  could have been bargained down  if he had actually let the statute of limitation  run out …… but since he didn’t have any legal representation in place at the time… and  I still l do not have another  real lawyer  who knows how to defend a foreclosure….( that he was supposed to find actually obligated by the Florida statutes!   He has ruined one full year with he “non-  help”  but he and  Larry are still getting paid by the government  without doing  anything!….my life is more messed up than before I gave up my  independence for this limited guardianship which was only put in place to assist in legal and financial matters…. I need government media attention to step in and stop the corruption! Thank you for your kind attention to this email, mary jean ziska