Dear Kappa Alpha Theta Sister , August 5th 2011 @3:10pm
I
am a Kappa Alpha Theta alumni living in Naples Florida. I became a
Kappa Alpha Theta at the University of Florida as well as my two
younger real life sisters, Maura Ziska and Madelon Ziska . My name is Mary Jean Ziska
and I am trying to contact the sisters of Kappa Alpha Theta to see if
anyone would be interested in assisting me in my attempt to save my
condo.
am a Kappa Alpha Theta alumni living in Naples Florida. I became a
Kappa Alpha Theta at the University of Florida as well as my two
younger real life sisters, Maura Ziska and Madelon Ziska . My name is Mary Jean Ziska
and I am trying to contact the sisters of Kappa Alpha Theta to see if
anyone would be interested in assisting me in my attempt to save my
condo.
It is a bit embarrassing to write this
letter and to ask for assistance from a group of woman for whom many of
you I may not know in person but have the common denominator of
Kappa Alpha Theta Sisterhood. I don’t know if in a letter I can convey
my genuine and sincere gratitude for being able to not only be a
part of an organization like Kappa Alpha Theta but also getting to meet
some really great,amazing women.
letter and to ask for assistance from a group of woman for whom many of
you I may not know in person but have the common denominator of
Kappa Alpha Theta Sisterhood. I don’t know if in a letter I can convey
my genuine and sincere gratitude for being able to not only be a
part of an organization like Kappa Alpha Theta but also getting to meet
some really great,amazing women.
I am requesting that you read my proposal and if this idea of a bridge loan to save my home is not something you might consider, perhaps you may have another way to solve this dilemma that I have not yet attempted.
While writing this letter, I was considering whether or not I would have enough trust in someone emailing
me a note requesting my assistance…. and personally I might not even
consider it if I did not know the person directly. I understand the
hesitation as there have been many emails
and requests I have received from strangers that I
wouldn’t consider. Most of the people involved have not had any
common connection such as a real sorority organization, but I am an
actual alumni of the University of Florida and of Kappa Alpha
Theta. I’m not sure how to reassure you of my qualifications for my
honesty and integrity. I don’t know if I can tell you in a letter how
hard working I am or how much I am willing to do to save my home.
me a note requesting my assistance…. and personally I might not even
consider it if I did not know the person directly. I understand the
hesitation as there have been many emails
and requests I have received from strangers that I
wouldn’t consider. Most of the people involved have not had any
common connection such as a real sorority organization, but I am an
actual alumni of the University of Florida and of Kappa Alpha
Theta. I’m not sure how to reassure you of my qualifications for my
honesty and integrity. I don’t know if I can tell you in a letter how
hard working I am or how much I am willing to do to save my home.
I have attached a bio used for the website to assist in my profile. It will give you a bit more knowledge of who I am and my life experiences.
I am
petitioning you today to please take a moment to read this letter and
consider my proposal. I thank you for your kind attention to this
letter/email and appreciate the opportunity to contact you today.
petitioning you today to please take a moment to read this letter and
consider my proposal. I thank you for your kind attention to this
letter/email and appreciate the opportunity to contact you today.
I am writing to you today because I have a business proposition that may be of interest to you and if you are interested, it would help me out of a very horrible situation.
On July 14Th
I found out that my home was set to be auctioned for back home owners
association dues. I have been working on solving and fixing the
situation but it was auctioned on the 25Th of July. It was sold back to the homeowners association for the amount due: $ 43,475.58
I found out that my home was set to be auctioned for back home owners
association dues. I have been working on solving and fixing the
situation but it was auctioned on the 25Th of July. It was sold back to the homeowners association for the amount due: $ 43,475.58
the assessments: $ 25,715.08
interest $ 10,997.33
late fees $ 1,241.52
cost of suit $ 740.00
attorney fees $ 4781.65
total due: $ 43,475.58
I’ve
been to the bank and a loan from the bank using the equity of my home
would take at least 2-3 months to process. The mortgage on my condo was
dismissed due some fraudulent practices set forth by the
lender/company and fraud from the broker himself. Due to these
instances, the mortgage was legally dismissed and there is 100 % equity
available on my home.
been to the bank and a loan from the bank using the equity of my home
would take at least 2-3 months to process. The mortgage on my condo was
dismissed due some fraudulent practices set forth by the
lender/company and fraud from the broker himself. Due to these
instances, the mortgage was legally dismissed and there is 100 % equity
available on my home.
I
am offering a $10,000.00 bonus to be paid to the person who would
assist in the opportunity to loan the $43,475.58 with a 10% interest
rate. I had 10 days from the sale of my home to try to get it back
though a law known as the right of redemption.
am offering a $10,000.00 bonus to be paid to the person who would
assist in the opportunity to loan the $43,475.58 with a 10% interest
rate. I had 10 days from the sale of my home to try to get it back
though a law known as the right of redemption.
(florida statute: section 45.0315: right of redemption):
at any time before the later of the filing of a certificate of sale by
the clerk of the court for the time specified in the judgement, order,
or decree of foreclosure, the mortgagor or the holder of any subordinate
interest may cure the mortgagors indebtedness and prevent a foreclosure
sale by paying the amount of moneys specified in the judgement, order,
or decree of foreclosure, or if no judgement, order, or decree of
foreclosure has been rendered, by tendering the performance due under
the security agreement including any amounts due because of the exercise
of a right to accelerate, plus the reasonable expenses of processing to
foreclosure incurred to the time tender, including reasonable
attorney’s fees of the creditor. Otherwise there is no right of
redemption.
at any time before the later of the filing of a certificate of sale by
the clerk of the court for the time specified in the judgement, order,
or decree of foreclosure, the mortgagor or the holder of any subordinate
interest may cure the mortgagors indebtedness and prevent a foreclosure
sale by paying the amount of moneys specified in the judgement, order,
or decree of foreclosure, or if no judgement, order, or decree of
foreclosure has been rendered, by tendering the performance due under
the security agreement including any amounts due because of the exercise
of a right to accelerate, plus the reasonable expenses of processing to
foreclosure incurred to the time tender, including reasonable
attorney’s fees of the creditor. Otherwise there is no right of
redemption.
As of today I have until the end of this week, ( August 5th
2011) to buy back the title by paying the $43,475.58 otherwise the
condo title will be transfer and the condo will belong to the condo
association and they can sell it for the total worth of $190.000. My
goal, dream, and wish at this point in time, would be to retain the
condo title in my name. I wish to pay back the bridge loan that made
keeping my title and home as quickly as possible . I was told that if
I retain the title in my name, I can use the equity in my condo to
secure a bank loan thus paying back the lender in an expedient
fashion.
2011) to buy back the title by paying the $43,475.58 otherwise the
condo title will be transfer and the condo will belong to the condo
association and they can sell it for the total worth of $190.000. My
goal, dream, and wish at this point in time, would be to retain the
condo title in my name. I wish to pay back the bridge loan that made
keeping my title and home as quickly as possible . I was told that if
I retain the title in my name, I can use the equity in my condo to
secure a bank loan thus paying back the lender in an expedient
fashion.
It has been suggested that to even
make you feel more comfortable with the business proposition I am
willing to also offer a percentage of my condo as collateral until the
entire loan is paid.
make you feel more comfortable with the business proposition I am
willing to also offer a percentage of my condo as collateral until the
entire loan is paid.
If you feel you cannot
assist in this bridge loan for the entire amount, perhaps there is a
way to have a few investors assist in securing the total amount.
Please consider any amount for a loan would be really helpful. I will
make sure that legal papers are drawn with repayment schedules,
interest and additional bonus amounts based on the amount loaned.
assist in this bridge loan for the entire amount, perhaps there is a
way to have a few investors assist in securing the total amount.
Please consider any amount for a loan would be really helpful. I will
make sure that legal papers are drawn with repayment schedules,
interest and additional bonus amounts based on the amount loaned.
It is
not a part of my character to plead for assistance… however, at
this point in time, I calling upon all my sisters of Kappa Alpha Theta
to help me. Whatever amount you deem appropriate… it would be really
helpful…. actually lifesaving… and home saving in this case..
not a part of my character to plead for assistance… however, at
this point in time, I calling upon all my sisters of Kappa Alpha Theta
to help me. Whatever amount you deem appropriate… it would be really
helpful…. actually lifesaving… and home saving in this case..
You
may or may not know, I am a very independent, hard working woman and
entrepreneur. I am responsible. I have no car payment, no credit card
debt, and with the mortgage dismissed…. no mortgage. I plan on
continuing to work for A Tender Loving Care Service, and will be also
getting an additional job and a roommate. I may even go back to faux
finishing as I had worked very hard in creating a fairly lucrative
business until I started to assist my mother with upgrading her business
( www.atenderlovingcareservice.com) and also worked on her dream of starting an etiquette school
( www.atlcprep.com).
may or may not know, I am a very independent, hard working woman and
entrepreneur. I am responsible. I have no car payment, no credit card
debt, and with the mortgage dismissed…. no mortgage. I plan on
continuing to work for A Tender Loving Care Service, and will be also
getting an additional job and a roommate. I may even go back to faux
finishing as I had worked very hard in creating a fairly lucrative
business until I started to assist my mother with upgrading her business
( www.atenderlovingcareservice.com) and also worked on her dream of starting an etiquette school
( www.atlcprep.com).
The
faux painting business I created (M&M Decorative Business ) was a
hobby I turned into a business. Many of the last projects I
completed for M&M Decorative Painting, had a total project cost of
approx. $15,000.00 . In fact I was able to maintain a contract minimum
or $825.00 which was my base price to start any project.
faux painting business I created (M&M Decorative Business ) was a
hobby I turned into a business. Many of the last projects I
completed for M&M Decorative Painting, had a total project cost of
approx. $15,000.00 . In fact I was able to maintain a contract minimum
or $825.00 which was my base price to start any project.
If
you have any questions please feel to contact me asap. I know this is
short notice. it was a complete surprise to me as well…. I really
would appreciate your assistance… From the moment I found out this
disturbing information I have been trying to rectify the situation. Your
assistance in this matter would really save my home, and me!
you have any questions please feel to contact me asap. I know this is
short notice. it was a complete surprise to me as well…. I really
would appreciate your assistance… From the moment I found out this
disturbing information I have been trying to rectify the situation. Your
assistance in this matter would really save my home, and me!
Thank
you for your kind attention to this letter/email… please contact me
either way and again if you have any questions don’t hesitate to call or
email.
you for your kind attention to this letter/email… please contact me
either way and again if you have any questions don’t hesitate to call or
email.
Contact info.:
emails: whatabtmary@yahoo.com
phone: 561-283-7505
Thank you again for your kind attention to this email,
Sincerely
Mary Jean Ziska
P.S. Update as of today: August 5th 2011 @2:58pm.
A letter was written to the Judge, which caused him to grant an
“order vacating sale” concerning the sale of my property on July 25th 2011. I have a date of August 16th
to appear before the Judge, at which time decisions will be made
concerning my home. My hope and prayer is that I am able to gather the
finances and stop all the proceedings alleviating the need for a
court appearance, thus stopping the entire process all together. I am
sincerely grateful for all your advice, your support and assistance.
Loyally in Theta, Mary Jean Ziska
A Tender Loving Care Service
Mary Jean Ziska Assistant Director