Facing Foreclosure
If a foreclosure
case has been filed against you, it is critical that you hire an
attorney who has experience doing battle with the lenders and mortgage
companies. A variety of new laws and government programs exist to
help homeowners and borrowers, but you need an attorney experienced in
this unique area of the law to help ensure your rights are protected.
Contact my office directly for a free review of your case and advice
on how I can help you. I charge a reasonable fee to aggressively
represent your interests and will use my experience and commitment to
protecting consumers to stand up and fight for you!
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Short Sale – Can be very difficult to negotiate, requires the cooperation of an aggressive and experienced short sale realtor.
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Loan Modification – Not usually a good option if income has declined significantly.
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Consent to Foreclosure Judgment – Good option if client has another place to go.
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Deed in Lieu – Only a good idea if lender will agree not to pursue a deficiency judgment.
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Bankruptcy – A last resort and not usually necessary if foreclosure is the only issue.
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Cash for Keys – Can be a good option especially if income is lower and borrower is ready to move on.
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Deed Your Home Then Rent From Lender – A great and brand new option for many homeowners.
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Foreclosure – Stand up and Fight!
When you have been served with a foreclosure lawsuit, you
have only 20 days to file an answer with the court or risk having the
property sold in foreclosure. You may face significant risks in
addition to losing your home such as having your wages garnished and
being subjected to additional IRS tax liability. Foreclosure is a
significant event and the consequences from the foreclosure may follow
you for the rest of your life. With something this important, you
need experienced attorney you can trust.
Foreclosure Rescue Scams – Don’t be a Victim!
Borrowers across the country are falling victim to “loss mitigation“,
“mortgage negotiators”, realtors and other companies and individuals
who suggest they can assist borrowers with their foreclosure case. If
you have been served with a lawsuit, it is important to understand
that only an attorney licensed to practice law can file an answer on
your behalf. You should also understand that even if you are working
directly with your mortgage company and believe you have entered into a
settlement agreement, they may still proceed with the case against
you unless they agree not to pursue the case in writing. As a public
service, we will take the time to review your case free of charge and
provide you with the legal options that are available to you.