Dear ( friend, family member,   July 30Th 2011 @ 11:04pm I am writing to you today because I have a business proposition that may be of interest to you and if you are interested it would help me out of a very horrible situation. July 14Th I found out that my home was set to be auctioned off for back home owners association dues. I have been working on solving and fixing the situation but it was auctioned on the 25Th of July. It was sold back to the homeowners association for the amount due: $ 43,475.58 the assessments: $ 25,715.08 Interest $ 10,997.33 late fees $ 1,241.52 cost of suit $ 740.00 attorney fees $ 4781.65 total due: $ 43,475.58 I’ve been to the bank and a loan from the bank using the equity of my home would take at lest 2-3 months to process. The mortgage on my condo was dismissed due to the fraud involved by the the lender so there is 100 percent equity available on my home. I am offering a $10,000.00 bonus for the opportunity to make this loan with a 10% interest rate. I had 10 days from the sale of my home to try to get it back though a law known as the right of redemption. ( florida statute: section 45.0315: right of redemption): at any time before the later of the filing of a certificate of sale by the clerk of the court for the time specified in the judgement, order, or decree of foreclosure, the mortgagor or the holder of any subordinate interest may cure the mortagor’s indebtness and prevent a foreclosure sale by paying the amount moneys specified in the judgement, order, or decree of foreclosure, or if no judgement, order, or decree of foreclosure has been rendered, by tenedering the performance due under the security agreement including any amounts due because of the exercise of a right to accelerate, plus the reasonable expenses of processing to foreclosure incurred to the time tender, including reasonable attorney’s fees of the creditor. Otherwise there is no right of redemption. As of today I still have 4 days left otherwise the condo title will be transferd and the condo will belong to the condo association and they can sell it for the total worth of $190.000. I woudl like to still have the condo in my name which will allow me to get the bank loan. It has been suggested that to even make you feel more comfortable with the business proposition I am willing to also offer a percentage of my condo until the entire loan is paid off. If you don’t think you can do the total amount, please consider any amount possible that would help me to reach the total amount for the right of redemption. Please consider any amount…. everything will be really helpful. … actually lifesaving… and home saving in this case.. As you know, I am a very independent, hard working woman and entrepreneur. I am responsible. I have no car payment, no credit card debt, and with the mortgage dismissed…. no mortgage. I plan on continuing to work for A Tender Loving Care Service, and will be also getting an additonal job and a roomate to make sure that this will never happen again! I may even go back to faux finishing as the last projects that I completed had a total project cost of approx. $15,000.00 and I still maintained a contract minimum or $825.00. If you have any questions please feel to contact me asap. I know this is short notice. it was a complete suprise to me as well…. I really would appreciate yor assistance… From the moment I found out this disturbing information I have been trying to rectify the situaion. Your assisstance in this matter would really save my home, and me! Thank you for your kind attention to this letter/email… Please contact me either way! If you have any questions please contact me: emails: whatabtmary@yahoo.com phone: 561-283-75056 Thank you again for your kind attention to this email, Sincerely, Mary Jean Ziska A Tender Loving Care Service Marion Gregory Director 239-598-1515 Mary Jean Ziska Assistant Director |