Fri. February 11th 2011@2:52pm( credit/debit card question?)

So I’ve been meaning to write about this question I had  about the credit card and debit card I have with my bank account.  Usually when i use the card it  so often happens there is an electronic method for signing when completing a transaction…. so I haven’t been able to notice this…. and this is the question or the comment I pose… I remember ( ages ago) when I was at a store and  had to sign an actual paper for the merchant to have as the merchant’s receipt and then of course you get to keep your own receipt… Well  just  recently.. approx. a week ago( 2/05/11 at 12:32:07   I went to Cotton tails to get some of this  wonderful french  body cream…. ( its a bit of an experiment… trying to  see if stretch mark cream actually  can work on you face?)..

.anyway… that is where I once again saw a receipt that was paper.. and the odd thing is the receipt had my name backwards.. it had me listed as ziska, mary jean … I could have sworn it used to say mary jean ziska .. like the front of the card… 

So this is the question… is this normal for the receipts  to switch the position of your last and first name on a credit card receipt?  I mean is it dependent on the store? on the machine? or the card?   
  
I am asking this….after finding the letter from my mom yesterday that was from years ago… and a bunch of papers….one was from probably about 2007… where I  had written down all the different  telephone caller ids that had called me as my mother… 
gregory marion
gregory mj ( 239-593-9357)
private caller
a tender loving care 
unknown caller
 and knowing now that when i get a call from a caller id “gregory marion”.. it is usually a bully on the other end… and how when someone started a new phone service that they were using for fraud….. they would change the name on the caller id…to be backwards.. or some variation that wasn’t the original… which is what we usually  would start out with when the original service would be set up…  anyway to make a long story even longer…  

also since no one will/or has  assisted in finding who has the original parcel of papers that contained the two unopened credit cards from orchard bank… and two keys I  got in the mail from direct buy ….my mom’s check (though voided) and other personal papers.. if at that time was the same time any changes had been made to my  original credit card for my bank….how can i tell? 

Can a card be cloned?  and if so… … would it be exactly like the original? or would  it need something  different.. about it to make it work? like the signature would be backwards? or a number off? or how could it be different and still access your bank account?   or would a cloned card be exactly like the original? 

 How  could i know if this had been done? 

my card has my name on the front…  and I even went into the bank and spoke with one of the representatives..with my concerns….. the only thing that is weird.. is that  sometimes things just  don’t show up on my statement or on the teller machine for when the accounting of the past or last ten transactions … on the day they actually occurred… such as when i buy food or deposit money.. sometimes the days are off… … or now  this signature thing… 

I was assured that this is normal.. but i like when the transaction actually matches the day you actually do the transaction with the actual receipt…

Does anyone know if I should be worried?…. most times when I  ask anyone …. everyone says not to worry… but i still do.. i would  just  hate for a stupid thief or con artist.. or fake… to mess up my life again…